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Debtless

It's been another bizzaro month of 2020 but I return with another possible story to follow up on! At the moment it's between Apotheosis Seized from the TWWC universe, Pawn from the Material Differences universe, and this one from a totally new universe straight from my exhaustion riddled brain! Let me know which you like most! As always I hope you enjoy my latest!
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“It is known then that the universe is made up of three categories under which all else falls. Quintessence, which conjoins light and dark. For even luminous and ink are both forms of Quintessence greatly deviant though they may be. It is across Quintessence we travel on, the currents of which are felt at all times. Then there is of course Terrestrial which brings us the mantles, earth, minerals, and biomes which bring us life, wealth, and creation. Precious as the terrestrial is, finite and limited we then come on the third force. Debt. Debt binds the other two together, achieving order out of chaos to form a system neither real or unreal, yet ideal. For it is a category of thought and ideas pure and putrid as determined by the consciousness observing and understanding it. But for existence to prevail Debt must be upheld and maintained. It is a force more powerful than any other as it is unbound by friction or limit and can even grow in compound form. This then is the nature of the universe and its three categories which must all be observed and understood.” - Quilmar the first Observer, founder of the Law, creator of the Lexicon, Architect of Order, Surveyor of the Currenseas, and the first Supreme Creditor.
“Listen, I’ll take the air and the dirt. But you can fucking keep the debt bud.” - Dron the first debtless.
Nick carefully reread his letter for perhaps the fifth time, pencil twirling between his fingers as he tried to think if he wanted to change anything, or remove anything. “Human, if you’re not ready to send the letter, decide swiftly. The courier ship leaves shortly.” Nick glanced up at the six armed Ruvea dangling from the ceiling and finally folded his letter to stuff it in an envelope.
“I’m ready.” He insisted, more to himself than to the lanky postmaster.
“Wax color?” The Ruvea asked next as he held out several steaming bowls with multiple colors.
“Cheapest.” Nick replied and waited for the postmaster to pour out a small dollop of grey wax before he carefully pressed his signet to the wax to seal it. Once that was done he let out a heavy sigh and relaxed his shoulders feeling a weight lifting off of him.
“Debt code?” The Ruvea asked next as it picked up the letter, gently wafting it over an ice tube to help the wax cool faster.
“None.” Nick’s comment made the Ruvea pause and inspect him a bit more carefully. Though he wasn’t troubled by the mag carbine connected to his rig. Being armed wasn’t unusual. But he doubted the Ruvea knew much of the intricacies of the artwork spread across his pressure suit telling of his life. No, the postmaster’s eyes were looking for much more obvious signs of something else. Marks of piracy. Nick answered early to save him time. “Just a Debtless. How many spools?” He asked next, pulling a pouch off the belt of his rig.
“One silver spool, or a quarter gold.” The Ruvea held out a delicate long fingered hand as Nick tugged a gossamer silver spool free of his pouch to hand off. “Favorable journeys to you Debtless.” The Ruvea nodded and then began to move back into the post office, his tails pulling him from rung to rung along the ceiling. With that done Nick turned to head out of the post office and into the main avenue of the city. Luminet City was one of the Minted cities, and by far the largest city Nick had ever been to. It was also the gateway to the Casian Traverse, which is probably the only reason it was Minted in the first place. Plenty of trade came through here, but it was far from stable. Financially that is. The Terrestrial chunk it was built on was stable even if a bit smaller than most Mint Cities had.
The street was full of all manner of species, from massive purple fleshed Potamgerly waddling around head and shoulders above everyone else, to cyan, magenta, or yellow furred Coretchkin scurrying around the edges of the traffic. Plus every size and shape in between it seemed. Even with the street cars rumbling along the central rails the mass of bodies would just open or close around their passing. He even saw a land roller up the street before it turned off towards the Credit Governor’s Palace.
The palace towered over everything else in the city, and rightfully so considering it housed both the mint in the lower levels, and the sector’s treasury. Gleaming metal flying buttresses extended off its tiered structure, stretching out at the top for a host of individual towers, and observatories. In the light of the local star a rainbow of color was cast by its vibrant stained glass windows. Nick bet most of those came from human master glassworkers. He couldn’t be sure if it was his people specifically but the Vulkoa were known for glass making so he wouldn’t be surprised.
What did surprise him however was how few ships were currently docked with it. Usually Governor’s palaces would be teeming with ships tending to all manner of daily routine. From depositing spools to be worked in the mints, or distributing debt markers to be updated along the semaphore lines. Yet, for now he only spotted a cluster to one side. Ship types he wasn’t familiar with either which was unusual for him. They sported gold and blue paint with pearl trim. He’d have to ask his brother if he knew about them.
His brother! Nick grinned as he shook himself from his contemplative position before the post office and quickly joined the heavy foot traffic along the street as he made for the hangar quarter. The sound of the city enveloped him swiftly enough as he walked. The rumble of the street cars, the distant clang of factory forges, the hiss of steam vents, all competing with the general cacophony of speech going on all around him. The city was too big for the market stalls and bazaars that he was used to but that didn’t mean people were much quieter calling out advertisements to try and lure customers into stores.
Thankfully the post office wasn’t too far from the hangar quarter, and soon the foot traffic began to thin out. The sky grew a bit darker on this side of the rock though, now that he was downwind of the factory stacks and the smoke they let off. Industrial skiffs were ever present in the sky, their forms casting countless shadows across the city below as they zipped through the sky. He missed the flocks of manu-o-Ku flying through the sky instead of skiffs. But he doubted many birds would do well in a city like this.
Soon enough he was at the central hub of the hangar quarter as dozens of landing strips, public, and private hangars stretched out around him. Massive elevators carrying ships up or down as they needed, while still more rumbling escalators were spread out to get people up, or down into the subterrestrial hangars. Nick had to stop at one of the clackboards as he looked for the hangar code his brother had given him. While he watched various numbers and names would change with the telltale clacking of the mechanical signs. Truthfully he was surprised the ship even fit in a hangar, and didn’t need a dock at the edge of the rock. Carriers were massive ships after all. He was curious to see how his brother had made this work.
Looking around a moment he saw a team of Mutheki organizing crates to haul onto a skiff and waved at the bug eyed laborers. “Hey! I’m looking for hangar H 22. Any help?”
The nearest Mutheki looked his way, or… at least angled his head so one of his eyes was facing Nick. The Mutheki always reminded Nick of mothmen. Just without the wings. Especially since they had those bug eyes, little tufts of fur along their torso, and long thin feet which never looked like they could support the rest of their body. But the bug people were always friendly so he never asked if they chased fires around. Even if he wondered… “H is that line.” The Mutheki gestures up pretty much straight the way Nick was going. “The clackboards are always updated so just find the escalator for 22.”
“Thanks. Is 22 a big one?” Nick asked next, still curious about the carrier.
“Subterrestrial hangars are adjustable. It’s out near the edge so… maybe.” The Mutheki gave a shrug.
“Thanks again.” Nick nodded and started to follow the line out just like he’d been told. While he was walking he saw a flight of Quarwi barges being lifted up from a hangar elevator as they all began to lift off and make for the nearest buoy marker as they appeared to be heading straight for the Casian Vortex to take them into the Currensea. It was an odd sight for him since he knew they typically avoided such reckless speed. They were known to be much more careful and precise as a people. Were they running from something?
He pushed the thought from his mind however as he saw the clackboard ahead marking H-22. His brother was close! Grinning wide he hopped on the escalator and started walking down even as it rumbled and carried him into the depths of the hangar. He could see various belts and conveyors hanging from the ceiling as they carried crates, and other cargo between the divided hangar sections. It did marvel him a bit at times just how much activity had to be going on in a city of this size at all times.
As he neared the bottom of the escalator he could see a security checkpoint. This must mark the beginning of armed hangar bays then. From what it looked like the guards were mostly Joss, a typical choice considering their stocky powerful builds and typically aggressive nature. Of course, how useful they were varied wildly since they might be as lazy as they were aggressive. Usually depended on the local tribe. Nick also didn’t like dealing with them simply because their oblong sideways pupils honestly creeped him out. Thankfully this group just kept chatting, or sharpening their horns while he passed so he didn’t have to deal with them. They were loaded for trouble though if it came to it. Minted plate, and mag carbines made it clear these city guards were well equipped if nothing else.
Nick had been so focused on the Joss that he nearly walked right past the open hangar he was looking for. It was also… smaller than he figured it would be so that didn’t help. Did he have the right place? H-22. He confirmed on the wall. There was a single ship inside at the far end, near the closed exterior hangar bay door. It wasn’t small… but it wasn’t a carrier. Not even close. Was this the right place? Nick kept looking the ship over as he walked closer.
Considering the dull orange lavaplate construction, and overall design it looked like a Vulkoa ship, but not one he’d seen in the fleet. Lavaplate was finicky even if incredibly durable. Usually reserved for special ships and was mostly phased out of standardized fleet designs. It had forward swept wings set just before the central bridge, twin stabilizer fins extending out from a boxy engine bay, and... he wasn’t sure about the flat part just under and ahead of the bridge between the forward wings. Torpedo bay? Something about it tickled the back of his brain… one of those old paintings in the history books...
“Nick!” His eyes flicked from the orange and brass ship to a figure in a large pressure suit walking down the ramp. His concerns with the ship were immediately replaced as he grinned wide and opened his arms.
“Nate!” As he approached Nate opened the silver faceplate of his suit and they embraced, hugging each other tight for a moment. “Damn good to see you!”
“You too! Look at the paint!” Nate tapped a hand at Nick’s shoulder and the new intricate designs painted on. “The war hero!”
“Psh.” Nick immediately shook his head and waved it off. “They just had some left over from the real heroes and slapped some around. Besides you’re not looking too shabby either!” Nick leaned back as he looked over the paint on Nick’s suit as he pointed to a few designs. “Engineer first class, cartographer first class, academy graduate! Gotta be proud of all that!”
“Please, the last thing I need is you claiming any of this is difficult compared to what you were doing. My life wasn’t in danger at the academy… Alcohol poisoning maybe.” He shrugged and they both laughed a moment, neither wanting to take credit for their paint even if they’d earned it. “Was it bad at the end? I read your letters and heard the wireless.”
“It… wasn’t pretty.” Nick’s happy attitude faded a bit as Nate asked. “But, it was all worth it in the end right? Hazard pay!” He tried to shift the topic back. “Debtless! And we have a ship! Though… I’m thinking this is… an escort of some kind? To take us to the carrier?”
“What? No. This is it.” Nate took a step back and looked at the ship behind them.
“You said you bought us a carrier. This isn’t a carrier.” Nick waved at it.
“Yes, it is.” Nate insisted. “Did you think I meant a fleet carrier? How much money did you think I made? Or you? Do you have any idea how many decades of hazard pay it would take for us to buy a fleet carrier and pay off our debt in the meantime? It’s an escort carrier! Don’t you recognize it?”
Now Nick really tried to think as he looked up at the ship. What was it? Alright… around… 500 feet long… central bridge but not a true flight tower… sealed midsection so it could land in water… Slowly he shook his head trying to think. “I…” It was so close to something… “I can’t place it… It’s like… I almost know it. The wings look like the old storm crow design… but the ship is much bigger… Also the engines look heavily modified. I just… I don’t know.”
“Well you’re on the right track. It is based on the storm crow hull.” Nate started, but Nick cut in.
“Hull? As in this is based on an actual storm crow?! Nate! Storm Crows are like… over a hundred years old!” Nick gasped out.
“Meaning it’s a well tested design. But more specifically this was custom built. I mean you obviously noted the lava plating. It’s… hard to miss… Because this is. The Lava Crow!” Nate held up his arms as if to show off something incredible but Nick was just staring at him. “Nick. Nick it’s the Lava Crow. The Lava Crow… As in… The Lava Expedition!”
That did make Nick blink and look back up at it. “You mean the Lost Expedition? The one grandad disappeared trying to find? Where the fuck did you even find this? How is this not huge news?”
Nate shrugged a moment. “Well, see, I can’t prove it’s like… the exact same one from the lost fleet. Obviously there’s no paperwork. I found this with that Quarwi salvage fleet on my last tour. They wanted to scrap it for the lava plate since they were concerned about resale value what with all the bloodstains-”
“Bloodstains?” Nick tried to cut in but Nate ignored him.
“So I actually got a very good deal buying it out from under them. Like I was saying it was custom built for the expedition and was heavily modified since then. Even I don’t know what some of it does. There’s a whole… workshop aft of the hangar bay. This thing is a real steal. Worth way more than what I actually paid for it. You should be thanking me for my bargain hunting skills. No one will have any idea what they’re up against when they see this thing.” Nate crossed his arms and gave a confident nod at his assessment.
“How many light craft can it hold?” Nick asked, wondering if his brother was right.
“Uh… four.” Nate confessed.
“It’s not a carrier!” Nick immediately growled once more. “Four is nothing!”
“It is a carrier! It carries other craft! Hence a carrier! What were you honestly expecting? Do you have any idea how many crew it takes to staff a fleet carrier like you imagined?” Nate growled back.
“Around two thousand.” Nick replied without missing a beat.
“Uh… Well… yeah. But that’s my point! We can’t afford a crew of that size! We can’t afford a crew at all! This!” He waved a hand at the vessel. “Is perfect for Debtless! It can run, it can hide, it can carry our own personal craft, and it only needs a tiny crew! The fact they modified it for the expedition is also perfect! Better fuel efficiency, lots of redundant systems for longevity, and minimal crew requirements!”
“I can’t believe you took all my money to pay for half of a piece of junk haunted ship that’s over a century old.” Nick slowly shook his head as he looked up at it.
“First of all, it’s not haunted. The bloodstains were totally mundane.” Nate began to count off on his fingers. “Second of all since it was outfitted for the expedition that means it’s 98 years old. Third, you heard all of grandpa’s stories about the expedition and those ships! It’s worth it! Fourth, I uh…” Nate stopped counting off on his fingers and coughed. “Your money is only a third of what I had to work with.”
Nick frowned at that. “A third? Did you make literally double what I did? I know the military doesn’t pay the best but… with all my hazard pay I figured I’d do better than that…”
“Ah, no I didn’t. I made about what you made. But there’s a third investor.” Nick arched a brow as he got a sinking feeling in his gut. “A… racing champion-”
“No.” Nick immediately cut his brother off. “Nooo. No, no no. Nooooope. Neeewp! You better be fucking joking right now!”
“Nick!” A feminine voice rang out from behind him and he froze up. Then he heard the sound of boots running fast across the deck and turned at the last moment to see a form jumping off the ground and rushing right for him. He had just a moment to react as instinct cut in and he braced himself, arms out to grab the assailant. “NICK!”
He gasped as his sister impacted into him hard, nearly knocking him over as she squeezed him tight, legs wrapped around his ribs as if trying to crush the air out of him. Yet, his reinforced rig and training enabled him to quickly turn and throw her off of him. However, she was also used to this and rolled as she hit the ground, jumping back up to her feet, arms raised. “Nora…” He growled out.
“Nova!” She corrected. “Nova Velocity Vanders!” Then she stuck her fingers up. “Pew pew pew pew! Normally I have my confetti guns-”
“Your what?” Nick blinked.
“But I need to get more confetti. So fucking great to see you! I’ve missed the hell out of you! Both of you! I was ecstatic to hear Nate’s plan! Isn’t this fucking awesome? The Lava Crow! A legendary ship for a legendary racer ace! The perfect start to the next chapter of my adventure! Oooouurrr adventure! To find grandpa! Woo!” Nick was glaring at Nate now.
“She won the circuit. Made a lot of money… More in fact than I actually got from her.” Nate pointedly mentioned.
“Listen I had to throw that fan appreciation party! It was for the fans! There’s rules! And pay back my crew’s debts. I told them I would! And Nova Vander is true to her word!” She announced and struck a pose as she set her hands on her hips. This was when Nick looked her over once more and pointed.
“Why the fuck do you have a sword?” He demanded to know.
“This is my dueling cutlass Cainani. For dueling. I am a duelist. On top of being an ace racer that is.” She announced and gave her other hip a pat to point out her revolver. “This is my dueling revolver Wahinani. Also I normally keep six magma pistols on my chest. They also have names but I like to keep them secret until I pull them out.” With that she drew both her weapons and an orange field flashed to life around her pressure suit.
“Seriously? You’ve got a shield?” Nick asked.
“It’s standard in racer rigs. More for crashes than anything else. But that’s why I also had to learn to duel. Shitbags didn’t take kindly to your little sister being this fucking awesome!” Nora spun her revolver around on a finger and took a few steps forward as she demonstrated her skill with the sword. Nick honestly wasn’t sure if her form was any good. The military didn’t actually sword fight anymore. Which was why he had his mag carbine.
“Also did you seriously name your sword and gun after the demigods of beauty and handsomeness?” If anyone had the nerve to commit such sacrilege he figured it would of course be Nora.
“Fuck yeah I did! The only names fitting for a legend like me!” She grinned wide as Nick just glared at Nate.
“I can’t believe you’ve done this to me.” He let out an angry growl.
“What? Did you not tell him?” Nora looked to Nate as she holstered her sword and pistol. “You specifically told him he was on board with your plan!”
“Yes… Because he was. He just… didn’t know the part of my plan that involved bringing you in on it as well.” Nate confessed before focusing on Nick. “Nick, look, we're family. I know it’s a dick move to get you here without telling you ahead of time. But, then you might not have come! And we needed her money! This is an entire family effort! Any one of us couldn’t afford this on our own. Are you really still that mad at her?”
“He’s mad at me still? Nick! I’m sorry! If you tell me why you’re mad I’ll apologize much more specifically!” Nora insisted.
Nick looked between the two of them and then just let out a heavy sigh as he reached up to rub his face for a little. “How much do we have left?”
“Spools?” Nate asked. “Nothing. Or… Nor-Nova how much is left after you bought food?”
“Twenty gold spools.” She pulled her spool pouch from her rig to toss to Nate.
“We have twenty gold spools.” Nate answered.
“How the fuck can we start our lives as debtless if we’ve only got twenty fucking spools?” Nick asked.
“Because I got us a job already.” Nate revealed. “Real simple. Painfully simple. No combat or anything even. We have to take a single passenger from here to Radius in the Traverse. A Lavvine at that. We’ve got the fuel, and can grab more food on the way if we have to. For a full ten thousand spools.”
“One Lavvine? Here to Radius? What’s the catch?” Nick asked.
“Apparently she’s a pain in the butt or something? I dunno. The other Debtless didn’t want her. Also she said she expects discretion. Afterall why pay a crew of Debtless ten thousand instead of just hiring a shuttle right? But we can do discrete. Right?” Nate looked around.
“Yes we can! Super discrete!” Nora gave a big thumbs up.
“Right.” Nate nodded, despite Nora’s answer being the opposite of her own words. “Easy. Plus it’ll give me time to keep working on the Lava Crow. Ah!” Nate raised a hand. “Not because it isn’t ready. Just so I can keep improving upon it.”
“Hmph…” Nick crossed his arms. “Did you even get me a proper fighter? Or are you expecting me to fly a century old dirigible skiff? Oh, or is this thing designed for parasite planes only?”
“I’ve got you a Raptor. Just like you’re used to.” Nate replied. “I have my Armadillo and Nova has-”
“The Comet! Nothing else like it in the sky as it tears through… the sky! No wait… Nothing else lights up the sky like the Comet tearing by! Yeah.” She nodded confidently now.
“A Raptor just like I’m used to? You do know those went out of service halfway through the war right? We’re flying P-19s now.” Nick just let out a sigh and reached into his helmet to run a hand through his hair a moment. “Fine… But I’m Captain.”
“What? I’m the one with the name recognition! Like anyone else could be the face of this crew! I’m the Captain!” Nora growled out as she and Nick glared at each other.
“Neither of you is Captain. Neither of you would accept it. We’re a family. We do this democratically. Three siblings. Three votes. And before either of you says we need a captain just like a pirate ship just for combat we’re not going to be pirates we’re Debtless we go with whoever knows the situation best. Deal?” Nick and Nora now both focused their gaze on Nate instead who kept a steady gaze right back.
“Well… we can do some piracy if we really need to right?” Nora asked, as it was time for Nate and Nick to now give her a surprised look.
“What? No. No piracy.” Nick insisted.
“But what about stealing from bad people? Like other pirates? That’s totally part of what Debtless can do. Right?” Nora checked.
“You mean be… pirate hunters?” Nate asked.
“Yeah…” She rubbed her chin. “Yeah that’s it… The only thing cooler than being a regular pirate. Hunting other pirates… Yeah that could work.” She nodded slowly as if having decided that suited whatever wild story was going on in her head. Which prompted Nick to give Nate another glare.
“Family.” Nate kept using the word like a shield. “And Nick I know you never saw her race in the big leagues but… she is a really good pilot. She did win the circuit.”
“First independent to win the circuit since they established the big five teams.” Nora stood up tall and grinned wide at them.
“We have a chance to find grandpa. And still be Debtless just like mom and dad always wanted.” Nate was still pressing the hard sell.
“Is my kit bag onboard?” Nick asked.
“Yes, plus it’s a nice big room like we all get. I made sure to modify them a little so none of our rooms is bigger than any other. Nova already checked and couldn’t find anything to complain about.” Nora shrugged as if to admit it. “Better than you ever got in the military I’m sure.” Nate smiled.
“Fuck it. Fine. I’m still in.” Nick nodded.
“Wooo! I am sorry again! For whatever you’re mad at me about.” Nova added, but her wide grin didn’t really help things. “But we’re ready to adventure!”
“I hope you’re ready to complete your contract you mean.” Nora jumped a little, as did Nick and he spun to face the sudden appearance of a new figure. The Lavvine, a race of furred humanoids that had long ears, and longer tails. They were also widely regarded by other species as being a bunch of smartasses.
This one made for an interesting figure as she seemed to be in a pressure suit as well, except she had a white coat on over it, with a high collar that covered the lower part of her face, and had thick goggles on over her eyes. Considering their long ears the Lavvine usually preferred air masks instead of full helmets. This one’s ears looked to be golden brown on the backs, though the inside tufts were white. Which were both different from her bright blue hair. Though Nick was never sure why some species with fur also had… hair? Her tail was long and white, with light blue… speckles? Or sort of… spots? Either way she had it wrapped around her leg, and kept close.
“You’re the passenger I assume?” Nick ventured. He looked past her and saw a team of Joss carrying a set of massive trunks behind them. The one Lavvine had a baggage train bigger than some regiments! “I’m Nick, this is Nate, and that’s Nora.”
“Nova! Nooovaaa!” Nora growled out. “Nova Velocity Vanders! At your service! Perhaps you’ve heard of me?” She struck another pose, hands on her hips.
“I haven’t. No.” Nova seemed to deflate a little as the Lavvine said that. “Now, I’m not well versed on human naming conventions. Mostly because you humans have too many culture groups. Are you all related in some fashion?”
“Siblings.” Nate waved at the others.
“So, presuming the family name is secondary that means you are all Nick, Nate, and Nora-”
Nova! Nova!
“Nova Vanders… Is keeping the same initials customary in the culture?” The Lavvine smoothly adjusted after Nora’s interruption and looked around at them for a moment.
“No.” Nick shook his head.
“And… who named you? Is it by paternal or maternal order in your culture?” She asked next.
“It’s really whoever. But since you’re curious our father is Norm Vanders.” Nick answered.
“Norm, Nick, Nate, and Nova Vanders… Does it make it easier to get your initials marked on everything?” The Lavvine looked between them.
“Yeah. Now about your stuff?” Nick waved at all the trunks. “Is all this necessary?”
“Yes, take it on board. Drop it off inside as close to the entry as possible. Do not tarry.” The Lavvine ordered the Joss laborers who grumbled but began to haul the chests up the ramp into the ship.
“Uh, we should probably get those stored properly.” Nate began but the Lavvine held up a hand.
“I need a moment to speak with you all privately.” Nick gave a worried glance over at his sibling who all looked around at each other a moment in concern. “Now then, I believe I spoke with Nate about this?” She asked and Nate nodded to confirm. “I must inform you that your negotiating skills need work. You failed to determine just why I was offering such an exorbitant amount of spools for a simple transport job. You see, I am being hunted by a notoriously wealthy and powerful maniac who wants me dead.”
“Yes!” Nova pumped a fist in the air. “Legendary adventure! Called it!”
Nick however was just glaring at Nate. “Shit. That’s why no one else wanted the contract?” He asked. “I hate negotiating. I’m so bad at it.”
“How?” Nick asked. “You’ve been on salvage fleets for years!”
“Yeah, as a salvager, not a barter guy!” Nate defensively huffed.
“You told me you got a great deal on the ship!” Nick waved at the Lava Crow behind them.
“Because they thought it was haunted!” Nate reminded him.
“You told me it wasn’t!” Nick growled.
“Interesting. I haven’t witnessed human specters before. That might be interesting.” The Lavvine mused.
“Okay…” Nick sighed. “Why does this maniac want you dead?”
“He thinks I’ll ruin his grand prophecy. Which I know nothing about. Just that he wants me killed. So I was forced to liquidate nearly all my assets to pay off my debt so I can’t be tracked by a debt code, and in fact become Debtless like all of you. I’m unsure how long we have, but I think he might be nearing the city so I would suggest we move quickly.” The Lavvine insisted which triggered Nick’s memory.
“This maniac… do they use gold and blue paint with pearl trim?” He thought back to the ships on the Credit Governor’s palace.
“Yes. Have you seen them?” The moment she asked that they heard a siren go off for a moment from the city’s public announcement speakers. “Ah. He has already begun his hostile takeover of the Governor’s position then. He will shortly announce an extremely large bounty on my head, and a lesser bounty on the heads of anyone who protects me. I suggest you get the hangar doors open and we leave immediately.”
“Why? Why are we taking this deal?” Nick immediately asked. “Why get involved?”
“I have done nothing wrong. Committed no crime. Yet, still he wants me dead.” The Lavvine explained. “Oh, also, his prophecy has something to do with the end of existence. If you’re comfortable with that then by all means turn me over. You’ll be quite rich for however long existence lasts. If he doesn’t betray you.”
“Attention all citizens of Luminet city!” A scratchy voice echoed out around the hangar over the speakers now. “A hostile takeover of the Governor’s position has been completed! All city employees now have a new Creditor! Failure to comply with new protocols will be met with triple debt penalties!”
“Nick this guy sounds like a total tool.” Nora said.
“All Debtless are to immediately renounce their ways and proceed to the nearest credit station to initiate a new line of credit with the Governor’s palace immediately or face severe consequences.” The voice continued.
“Yeah, fuck this. I’m going to spin up the engines.” Nate immediately turned and began to run up the ramp into the ship.
“What’s your name?” Nick asked the Lavvine.
“Tessa Wilde.” She extended a hand out to him.
“We’ll get you to Radius.” Nick gave her hand a firm shake as Nora grinned wide and clapped her hands. Nick looked around a moment examining the hangar doors at the far side while the voice on the speakers kept rattling on about adjusted city overtime rates and calling up all guards and militia forces immediately. There was no way they’d get permission from the Hangar Master to open up. “That’s got to be the motor for the door. We need to get it going. But…” He looked up along the ceiling. “Those have to be the counter weights… we need to disable the locks.”
“I can manage the motor.” Tessa offered.
“I got that lock!” Nora was already running off to one side of the hangar. Nick just turned and began to run towards a ladder heading up to the lock he was not in charge of. It was near the main door leading out into the hangar’s central hallway and he could see the Joss guards from earlier now all looking up at the speakers, obviously confused.
“Furthermore-” The voice kept on. “I seek to obtain a particular Lavvine of interest to me by the name of Tessa Wilde. I am setting a bounty on her. Alive only. For one hundred thousand gold spools.” Nick grabbed hold of the ladder leading up to the counter weight and began to dash up it as fast as he could manage. “Any individuals found protecting her will receive a bounty of twenty five thousand gold spools brought in dead or alive.”
“This guy isn’t fucking around…” Nick muttered as he reached the weight. He could see where the mechanical lock was engaged and quickly smashed open the emergency release lever as the weight began to drop down. Grabbing the sides of the ladder he then slid down it back to the hangar floor. While he was doing this he heard the grinding of the motor begin and the hangar doors on the far side started to slowly open. This caught the attention three Joss however who started to peel off from the rest of the group and head his way.
“Hey! Human! Your hangar has no debt code. Are you Debtless? Did you have a Lavvine head in here earlier?” One asked as they began to fan out a little.
“Nope! Got us mistaken! You’re thinking of the hangar behind you!” He called out and kept facing them, even as he was backing up towards the ship.
“Any individuals killed in the process of acquiring this Lavvine will have their wrongful death fees paid off in full and will not count towards the bounty offered. To ensure a smooth transition of power between Governor credit lines all guards killed during the takeover shall have their debts purged, and family shall have an additional five hundred gold spool bereavement payout.” The voice kept going. Nick heard some other commotion behind him at the ship even as the engines began to spin up and fill the hangar bay with a steadily growing rumble.
“That’s a Lavvine over there!” One of the guards insisted. They hadn’t grabbed their guns yet, but their hands were close… Nick started to slowly reach for his carbine, but didn’t want to grab it just yet.
“Hey man, I’m Debtless there’s no wrongful death fee. It’s just straight up murder if you do anything.” This did make the guards pause. Would that be enough?
“If he’s willing to pay off the rest… I think he’ll ignored a light bit of murder…” One offered. Nick looked between the three, and prepared to grab his gun.
“Hey assholes!” Nick and the three Joss guards stopped and looked over at Nora standing to their side. Her face shield was down, hiding her face but he could picture her grin. “Do any of you know who I am?”
“No?” The guards glanced at each other in confusion.
“Well… If you knew who I was you’d know what I’d do if you try anything stupid!” She growled.
“Maybe… But we don’t know who you are.” The Joss replied with a shrug.
“Well, I tried.” In a flash Nora drew her revolver and fired twice. Nick was already yanking his carbine from his rig as he saw one of the Joss’ horns go flying off his head while a crimson bubble of blood erupted from the top of his head. The other guards were turning to Nora as they drew their weapons but Nick was already firing a burst into the one on the far right. The first bullet struck him in the chest, which was absorbed by the armor yet started to knock him back. The second bullet caught him in the collar bone, and the third hit right in the throat above his armor.
Now the middle guard was stuck between the two and hesitated for just a moment, which was all Nora needed as she lunged forward, driving her sword straight through his chest as if the armor was made of paper. Nick could see the surprised look on the Joss’ face for a moment before Nora reared back and kicked him in the chest so she could yank her sword free as his body tumbled to the floor. Now the other Joss were crying out and heading their way however and Nick turned to sprint for the ship. “RUN!”
Focused on the ship now he sprinted for the ramp even as he saw the Joss laborers from before clustered around it. They likely were considering a change of career as Tessa approached. But to Nick’s surprise she reached out her hand and a fan of lightning arced out from it at the laborers. With that they scattered and ran, providing a clear path up the ramp for Tessa to run up. From behind him the Joss began to fire his way and Nick did his best to shoot over his shoulder to try and keep them from aiming too carefully.
Even as he ran towards the ramp he heard the crackling of bullets bouncing off a shield. “MOVE YOUR ASS NICK!” He felt a hand press on his back as he realized Nora was running behind him to use her shield to protect them both.
“I’M RUNNING!” He yelled back at her as they quickly rushed up the boarding ramp while bullets pinged off the hull around them. His first introduction into the actual interior of the ship was a short hallway opening into a hab area of some kind. But before he could really inspect it his foot struck hard against a trunk left behind he hadn’t spotted and he fell face forward over it hard, tumbling to the deck in a heap.
“NATE! GO!” He heard Nora scream and the deck below them started to rumble as the ship started to move. More bullets were hitting the side as he tried to roll over and pull himself up to his feet. A set of hands took hold of his arm to help pull him up as he stood face to face with Tessa for a moment.
“I know you had little choice but I do appreciate your taking the contract.” She mentioned.
“That’s just how I am baby! Cause I’m fucking legendary!” Nora howled out with a laugh. “Now Nick, help my crank up the ramp.”
“This thing has a fucking crank ramp?!” Nick gasped out, and stepped over the trunk on the ground to help her crank the ramp up into place as he watched the hangar bay move past then the underside of the city came into view, with the air rushing past as they got the ramp up and the door sealed.
“Welcome to the life of the Debtless Nick!” Nora laughed and slapped his shoulder. “It’s going to be a ton of fun!” One thing Nick was certain about in a now very uncertain world, is that it wasn’t going to be fun.
submitted by RegalLegalEagle to HFY [link] [comments]

My guide to start working online. After doing this for three years, I am on track to make $40,000 this year from it.

I have posted something very similar here a few times, and it usually gets a good amount of attention. I apologize if you have seen it before, but some people haven't and they could use the money. In 2018 I made about 15k from this guide (give or take a few sites). In 2019 it was closer to 25k. This year I am on track to make 40k.
I also want to preface this by saying that this post has refs in it. Some are mine, some are random Redditors, and some don't have one. If that upsets you for some reason, click the link, delete the stuff after .com and submit again and that will take care of it.

Top deals for September 2020

Swagbucks $10-$35 Hulu deal
Right now SB has another deal where you get credits to sign up to Hulu with the $5.99 plan. It may only be $20 or it may be $35 when you check as they seem to change it day to day. Since this deal has new terms, the credits might be paid out immediately or after 32 days. The credits can be used for Amazon GC or PayPal credit (both take a few days to get processed). Not only that, but you can get a $25 Amazon GC for $22 worth of points, so you can make even more. You can cancel the subscription after 8 days, but no sooner so you don't lose the points. So, five minutes of work for the equivalent of $16-$29 and a free month of Hulu.
$50 from SoFi for opening an account and direct depositing
This one will require you to have $500 that you can direct deposit. SoFi Money is a savings account, fee-free, 2% APY annual; so typical bank account. This deal will require you to use your SSN, link a bank account, and do a soft pull with Experian to complete. You just need to create a SoFi Money account through the link, deposit $500 twice to the account, and wait for a few days. After the deposit clears (1-2 business days), SoFi will instantly give you $50 bonus. After you get the $50 bonus you can pull out all money and close the account or keep using it.
Another $50 from SoFi but for stocks
After you get the $50 sign up bonus from SoFi Money, flip it through this link and fund the invest account. Since I (and you now) already had an account, it literally took under 5 minutes to set up and fund the account. Either way you do it, SoFi will give you an additional $50 in free stock of your choice. Keep it and hope it grows, or sell it for the quick $50 profit.
$50 from Chime for opening an account and depositing $200
Pretty much the same exact set up as SoFi. This one will require you to have $200 that you can do without for a few days. You just need to create the Chime account through the link, deposit $200 to the account, and wait for a few days. It says direct deposit only, but this tested and worded with just connecting a bank account and doing the deposit. After the deposit clears (1-2 business days), Chime will instantly give you $50 bonus. After you get the $50 bonus you have to wait until your new debit card arrives and is activated before you can move the money out.
$50 from eToro
This is a crypto trading account. The same deal as the other ones. Fund the account using the ref link and get $50. The wait time on this one is usually around 7 business days.
$10-$120 in crypto for watching videos and answering quiz questions
$10 from Coinbase if you buy / sell $100 or more worth of crypto
This is a crypto trading account. The link takes you to the account signup screen. After you create the account visit coinbase.com/trade and initiate a buy or sell (in case you transferred crypto into Coinbase from another account) of $100 USD or more (or 100 USD equivalent of your domestic currency) within 180 days of opening and you will receive a $10 bonus (or local equivalent). Orders can take up to 4 business days to complete.
Pretty much just watch and answer videos for varying types of crypto. The crypto you earn will get deposited into the wallet you create, which can then be cashed out into USD. Depending on the day, you can earn up to $120 if all free tokens are available.
$10-$40 for signing up with OhmConnect
A great website if you have one of a few utility companies in California, Texas, or Toronto. OhmConnect supports PGE, SCE, SDGE, Smart Meter Texas, and Toronto Hydro. You essentially just connect your utility account, and earn points. You earn $10 after signing up and getting to a status level of Silver (took me like 10 minutes). $10 more if you connect a smart device like NEST.
Several hundred for test driving cars
Pretty easy. Click the link, go through the dealerships, get your code, test drive a car, and get paid. I did this last year and I was in and out on my lunch break. These offers come and go all year, so check frequently.
UNCLAIMED/ABANDONED PROPERTY
States return millions of dollars worth of unclaimed property a year. Unclaimed property typically consists of unclaimed money in accounts that have sat dormant for more than a year. Every state has its own abandoned property site but a good place to start is MissingMoney.com. It’s very simple to search there. If anything comes up, continue the search/filing on your states gov website. Example: California’s is https://ucpi.sco.ca.gov/UCP/Default.aspx. Just cashed a check for $35 from an account I closed years ago.
The following are ref links that I am putting in for a random Redditor or two, just to spread goodwill and try to give back to all of you. I get nothing from these and will be doing this for one or two random people every month. PM me if you want your ref link featured here. The Redditor for September is u/moongains
PERKSY
From Moon: Perksy is a survey app with nice payouts and a fun vibe. I’ve made about $50 on the app with little effort.

Ok. Back to the main post content.

Hey everyone. This is an all-inclusive write-up compiling all of my past posts on how I am making upwards of $1,000 a month through the use of beermoney sites. Beermoney is, according to Urban Dictionary, "Extra money for non-essential payments, available for spending on luxuries, hobbies, or a fresh pint of your favorite draft." I use this definition, because this is (in most cases) not intended to be a primary source of income. This is a way to supplement what you already have. There is no way to know what you will make any given month, so do not count on it. My worst month I only made around $500 and my best I made over $2,000. You can also check out my post on using apps to save money and earn cash back.
As I have stated in my other posts, this is not a definitive list of everything a person can do online by any means and refs are included. Do your own research on the subs I list, use Google, ask other people, and find what works for you. What I talk about works well for me, my family, and my schedule. Below I will include time requirements to make this money, provide a quick recap of the revenue streams that I have found to work, and provide payment proof for what I can.
I personally invest anywhere from 20 to 30 hours a week doing these sites, on top of my day job. Some days I will make $20 all day, and others I will make over $200. I prefer this, as opposed to a second job, because I can pay partial attention to a laptop and 'clock-out' when I want to focus on family or Netflix. This works better for my temperament and preferences.
Tech required: A working laptop, a cellphone (in some cases), an internet connection, and a fairly good amount of patience to learn. If you are in a position where these tools are not available, you can also do many of these from a library.
I put all of this info into an e-book, plus a TON of other stuff that was either written by me, or compiled from others (with their permission). Here is a link to it. If you tried even half of the stuff in the book, you would make your money back in less than a day.
The dollar amounts next to each site are what I made in 2018. 2019 and 2020 were considerably more, but I have been too lazy to update all of these. Anyway, on to the revenue streams:
SwagBucks ($775) Surveys – Majority of countries– This is more of a catch-all for stuff to do when you want to make and save money. You can do surveys, play games, and watch videos to earn points. You can also get cash back from using SB to visit and buy from different stores. You get paid in points which can be used to purchase gift cards or sent directly to PayPal. Each point is the equivalent of $0.01. Usually, SB will have deals where you can get certain gift cards for less. For example, a $20 Amazon gift card for 1800 SB points. The payout can be slow, but if you don’t mind running ads in the background, using a plug-in to save money while you shop, or killing time playing a game, SwagBucks can be a great way to earn $20 a month.
Mturk ($3,142): Small tasks and surveys - US mainly. Confirmed also in Canada, Europe, & Aus. - This is by far the one I spent the most time on and has been the best earner. This site lets humans perform small tasks that robots still cannot do well. It is owned by Amazon. Downside is there are slim pickings on weekends and when colleges are out on vacation. I typically stick to surveys, but once in a while do batch jobs which there are more of. You have to wait a week for your first payout, which will go to an Amazon payment account. You can the get payouts one time per day after that. Approval for mturk can sometimes be a pain in the ass, almost impossible if you are not from the US, but is definitely worth it in my opinion if you can get approved.
Secret shopper US and Secret shopper UK ($485): In-person store evaluation - US and UK only - These links will take you directly to a sign-up page. US version populates with my ref code. Feel free to delete it before signing up, if you want. You will be taken to the app store where you can download the actual app on your phone. Essentially, you go to stores near you that are identified in the app and take pictures or videos of specific items. I like this one because I have the ability to make a few extra bucks if I am already out shopping. The pay for this one averages about $15/hr. Note: I have not tried the UK version, but it was recommended by another Redditor.
Usertesting ($800): Website evaluation - US & maybe select others - This site allows you to review new websites and apps. The pay is usually $10 per recorded test lasting 10-15 minutes. Sometimes the pay is more, but never less. I average a few tests a week. Some weeks I will get a dozen tests, other weeks nothing. This one is great to practice your feedback skills, which open up a lot of other doors. Pay is through PayPal, one week (to the minute) after the test is complete.
Redbubble ([$305]: T-shirt creation - Worldwide - After getting rejected by merch by Amazon, I came here. You design and publish t-shirts, phone cases, and about 20 other mixed products, with each sell netting you a few bucks. They are based in Australia, and do pay-outs once a month on the 15th via PayPal. You do all of the uploading and just wait for people to find it with keywords or searches. Great if you are artistic or know how to use any creative software.
Prolific.ac ($3,500): Based in the UK, this used to be one of my favorites because they pay in Great British Pound (GBP) which is the equivalent to 1.25x the USD. Prolific is similar to Mturk (listed earlier) in that all you do is fill out surveys. Pay is better than Mturk, but the availability of surveys is not as great. In fact, I personally haven't seen a survey in months, but see others get them often. The initial questionnaire you have to fill out is a bit long taking me about 20 minutes, but ensures you qualify for every survey they show you and will never get disqualified for not meeting the demographic. You have to hit £5 before you can cash out, but you get this after a few days of watching for surveys. Leave it open in a tab and check it throughout the day. I wish I could do this one all day because the pay rocks, but I only see a few a day. They pay out in PayPal anytime you request it and have a balance of over £5.
Ebay ($190): Selling goods - Worldwide - Not much explanation needed here. You buy stuff in-person low, and sell online high. Here is a $2.99 beginner's guide dedicated to flipping that covers absolutely everything you need to know (also mine).
PlaytestCloud ($190): Video game testing - Many countries - This is just simple game testing. It is super fun, very quick, and you get to test new games before anyone else. They send you tests for different listed devices, you download the game file, and they record your screen and voice. The only issue I have with this one is that you are only able to test 3-4 games per month, at $9-$11 each. Paid almost immediately after each test via PayPal.
UsabilityHub ($15): App testing - Many countries - This one lets the user take quick one or two minute surveys on your opinion of an app screen. They pay for this averages to about $.10 a minute, so it is nothing spectacular. Just leave it open in another tab and take a quick survey when you hear a new one come available.
UserInterviews ($50): Studies - US & maybe select others - Similar to Respondent, but with less approval when filling out the demographics for each study.
Product Testing ($1,500): Mainly US & some UK/CA - There are places online that will pay you to leave positive/negative reviews for companies or purchase products. This is actually a big business model in China and other S.E.A. countries. Personally, I already know that Amazon reviews, Yelp, BBB, and everything in the middle are at least half fake reviews; so I may as well monetize on it. If this is something that sounds interesting, here is more info.
Reddit subs($2,300): It is super simple to use Reddit as more than a social media tool or news website. Knowing the right subs to subscribe to, and what to look for, can help you make a few extra hundred bucks a month. There are a ton that you can find small or medium jobs on, but I am only going to outline the top four that have worked for me.
/slavelabour: This sub is normally dedicated to doing cheap jobs for people, at cheap rates. I have both had things done for me here, as well as completed a lot of tasks. It may seem daunting at first, with people offering $2 to write an essay (seriously though.. no homework here), but there are gems to be found. Two of my best jobs have been creating meal plans for $60, and finding the name of a book for $80. Cancel that. SL is now power mods that block the decent work and only allow the trash jobs. No longer worth the time. I only leave it up as people ask about it when I don't.
/signupsforpay: Since slave labour does not allow paying people to sign up for websites, this is where to go to make a few bucks with signups. From connecting your gas and electric information, to signing up with Acorns, I have probably made a grand total of $100 here. Nothing overly special, but $100 is $100.
/giftcardexchange: This is one of my favorites, because you can buy and sell all of those gift cards you have/want. Have a $20 gift card from a family member that you will never use? Sell it here for 80-90%. Want to buy Amazon gift cards for less than face value? Get 'em here. I do a lot of buying on Amazon, so this sub has easily saved me hundreds over the course of using it. Caution: Trade carefully.
I know this is a lot of info and a bunch of it is repetitive from my last post, but I wanted to provide as much info as possible for the compiled post. Hope it helps!
submitted by SuperSecretSpare to povertyfinance [link] [comments]

My 2020 work online guide: How to make at least $1,000 a month working online, get paid to do your taxes, and other ways to get free money.

So as a New Year starts to envelop us all, it is time for me to update my work online guide that I have been keeping up for going on two years. Thanks to another top post on the sub this morning, I was reminded of tax time fast approaching. This brought up the ways I need to make money to pay for taxes, that I still need to file, and a whole slew of other anxiety inducing thoughts. So, rather than sitting around and freaking out about it, I am writing out a modified guide with new info and hoping it helps someone else. I will also point out the sites that offer free and paid tax services as I discuss them.
Before the main post, I am including the best deals or opportunities that I have found online recently. This is all stuff I have verified as working in the last few weeks. These are all 100% legit ways to get free money and most are pretty easy. I am including ref links as some of them require it, but also including non-ref where I can.

Top deals for January 2020

Swagbucks $28 Hulu deal
Right now SB has another deal (they always have it) where you get credits to sign up to Hulu with the $5.99 plan. It usually is between $18 and $35 when you check, as they seem to change it day to day. Since this deal has new terms, the credits might be paid out immediately or after 32 days. The credits can be used for Amazon GC or PayPal credit (both take a few days to get processed). Not only that, but you can get a $25 Amazon GC for $22 worth of points, so you can make even more. You can cancel the subscription after 8 days, but no sooner so you don't lose the points. So, five minutes of work for the equivalent of $12-$29 and a free month of Hulu. Non-ref
$25 from SoFi for opening an account and depositing $100
This one will require you to have $100 that you can do without for a few days. SoFi Money is a savings account, fee-free, 2% APY annual; so typical bank account. This deal will require you to use your SSN, link a bank account, and do a soft pull with Experian to complete. You just need to create a SoFi Money account through the link, deposit $100 to the account, and wait for a few days. This is different than most bank account bonuses because it doesn't need direct deposit, just a regular $100 deposit. After the deposit clears (1-2 business days), SoFi will instantly give you $25 bonus. After you get the $25 bonus you can pull out all $125 and close the account or keep using it. Requires ref use for bonus.
Another $100 from SoFi but for stocks
Even though most of us don't have an extra grand laying around for this deal, I will include it for the people that do. After you get the $25 sign up bonus from SoFi Money, create and fund an invest account with $1,000. Since I (and you now) already had an account, it literally took under 5 minutes to set up and fund the account. Either way you do it, SoFi will give you an additional $50 in free stock of your choice. Keep it and hope it grows, or sell it for the quick $50 profit. Requires ref use for bonus.
$50 from Chime for opening an account and depositing $200
Pretty much the same exact set up as SoFi. This one will require you to have $200 that you can do without for a few days. You just need to create the Chime account through the link, deposit $200 to the account, and wait for a few days. It says direct deposit only, but this tested and worded with just connecting a bank account and doing the deposit. After the deposit clears (1-2 business days), Chime will instantly give you $50 bonus. After you get the $50 bonus you have to wait until your new debit card arrives and is activated before you can move the money out. Requires ref use for bonus.
$50 from eToro
This is a crypto trading account. The same deal as the other ones. Fund the account using the ref link and get $50. The wait time on this one is usually around 7 business days. Requires ref use for bonus.
$10-$150 in crypto for watching videos and answering quiz questions
Pretty much just watch and answer videos for varying types of crypto. The crypto you earn will get deposited into the wallet you create, which can then be cashed out into USD. Depending on the day, you can earn up to $150 if all free tokens are available. Non-ref
$10-$40 for signing up with OhmConnect
A great website if you have one of a few utility companies in California, Texas, or Toronto. OhmConnect supports PGE, SCE, SDGE, Smart Meter Texas, and Toronto Hydro. You essentially just connect your utility account, and earn points. You earn $10 after signing up and getting to a status level of Silver (took me like 10 minutes). $10 more if you connect a smart device like NEST. Requires ref use for bonus.
$50 for test driving a Hyundai
Pretty easy. Click the link, get your code, test drive a car, and get $50. I did this the last two years and I was in and out on my lunch break. Keep in mind to check all of the local big dealerships around you. In 2019 I hit up Hyundai, Ford, Kia, and Subaru for $200 in bonuses and tons of free coffee. No ref link included.
The following are ref links that I am putting in for a random Redditor or two, just to spread goodwill and try to give back to all of you. I get nothing from these and will be doing this for one or two random people every month. The Redditor(s) for January
Still looking
I am currently looking for ref links from other users to put here this year. I try to do new people every month, so if you have something LEGIT that can benefir you and someone else, drop me a PM.
Ok. On to the main post content. I will be using the same format I have used since 2018, with updates and any small changes needed. So if it looks familiar, that's because it is.
Hey everyone. This is an all-inclusive write-up compiling all of my past posts on how I am making upwards of $1,000 a month through the use of beermoney sites. Beermoney is, according to Urban Dictionary, "Extra money for non-essential payments, available for spending on luxuries, hobbies, or a fresh pint of your favorite draft." I use this definition, because this is (in most cases) not intended to be a primary source of income. This is a way to supplement what you already have. There is no way to know what you will make any given month, so do not count on it. My worst month I only made around $500 and my best I made over $4,000. You can also check out my post on using apps to save money and earn cash back. I need to update this post, but that is a job for another day.
As I have stated in my other posts, this is not a definitive list of everything a person can do online by any means. Do your own research on the subs I list, use Google, ask other people, and find what works for you. What I talk about works well for me, my family, and my schedule. Below I will include time requirements to make this money, provide a quick recap of the revenue streams that I have found to work, and provide payment proof for what I can.
I personally invest anywhere from 20 to 30 hours a week doing these sites, on top of my day job. Some days I will make $20 all day, and others I will make over $200. I prefer this, as opposed to a second job, because I can pay partial attention to a laptop and 'clock-out' when I want to focus on family or Netflix. This works better for my temperament and preferences.
Tech required: A working laptop, a cellphone (in some cases), an internet connection, and a fairly good amount of patience to learn. If you are in a position where these tools are not available, you can also do many of these from a library.
I put all of this info into an e-book, plus a TON of other stuff that was either written by me, or compiled from others (with their permission). Here is a link to it. If you tried even half of the stuff in the book, you would make your money back in less than a day.
The dollar amounts next to each site are what I made in 2018. I haven't made the time to update all of this, but it is substantial. In 2019 I cleared over $20,000 in additional income working online. Anyway, on to the revenue streams:
Respondent.io ($4,300): Studies - Most countries - This site allows users to screen for online or in-person surveys, interviews, and focus groups. The pay is amazing, easily averaging $125 per test. You take the qualification survey and if you score 100% on it you have about a 10% chance to get invited to take the survey by the coordinator. The site as a whole pays extremely well, but you have to fill out quite a bit of the qualification questionnaires to be invited to anything. I have personally filled out over 500 of them and have participated in about 40 actual surveys. It's more of a numbers game than anything else. Thankfully, each screener only takes me a few minutes to fill out and the pay for time invested is definitely worth it. Unfortunately, there has recently been a screener cap put in place, so choose wisely. I have made up to $300 with one hour of work doing an in person focus group. Most focus groups are done through webcam, so you don't even have to leave your house. They payout via PayPal 7 days after the activity is complete. For two of the last four years, I have used this site to find focus groups to file my taxes. They have both been paid for by Intuit. Not only do I get to file for free, but I get paid $200 to do it. I will definitely be on the look out again this year. Non-ref
SwagBucks ($775) Surveys – Majority of countries– This is more of a catch-all for stuff to do when you want to make and save money. You can do surveys, play games, and watch videos to earn points. You can also get cash back from using SB to visit and buy from different stores. You get paid in points which can be used to purchase gift cards or sent directly to PayPal. Each point is the equivalent of $0.01. Usually, SB will have deals where you can get certain gift cards for less. For example, a $20 Amazon gift card for 1800 SB points. The payout can be slow, but if you don’t mind running ads in the background, using a plug-in to save money while you shop, or killing time playing a game, SwagBucks can be a great way to earn $20 a month. Non-ref
Market Force Secret Shopping This is a new one for me that I just started a few weeks ago, but has shown to be pretty awesome so far. There are a ton of projects that I qualify near me and even a few to audit tax services. This means they will reimburse for the fee to get your taxes done, as well as pay you $75. If I cannot qualify for Respondent this year, I will be going here. You can also mystery shop fast food places, sit down restaurants, and normal shopping. All jobs show how much reimbursement you can get, as well as the flat rate. The only down side here is a pretty long wait for payment as they only pay out once a month. No ref link included.
Mturk ($3,142): Small tasks and surveys - US mainly. Confirmed also in Canada, Europe, & Aus. - I no longer do this as often as I used to, but money can still be made here. This site lets humans perform small tasks that robots still cannot do well. It is owned by Amazon. Downside is there are slim pickings on weekends and when colleges are out on vacation. I typically stick to surveys, but once in a while do batch jobs which there are more of. You have to wait a week for your first payout, which will go to an Amazon payment account. You can the get payouts one time per day after that. Approval for mturk can sometimes be a pain in the ass, almost impossible if you are not from the US, but is definitely worth it in my opinion if you can get approved. No ref link included.
Secret shopper US and Secret shopper UK ($485): In-person store evaluation - US and UK only - These links will take you directly to a sign-up page. US version populates with my ref code. Feel free to delete it before signing up, if you want. You will be taken to the app store where you can download the actual app on your phone. Essentially, you go to stores near you that are identified in the app and take pictures or videos of specific items. I like this one because I have the ability to make a few extra bucks if I am already out shopping. The pay for this one averages about $15/hr. Note: I have not tried the UK version, but it was recommended by another Redditor. Non-ref
Usertesting ($800): Website evaluation - US & maybe select others - This site allows you to review new websites and apps. The pay is usually $10 per recorded test lasting 10-15 minutes. Sometimes the pay is more, but never less. I average a few tests a week. Some weeks I will get a dozen tests, other weeks nothing. This one is great to practice your feedback skills, which open up a lot of other doors. Pay is through PayPal, one week (to the minute) after the test is complete. No ref link included.
Redbubble ($305) 25% off ref code for first order over $40: T-shirt creation - Worldwide - After getting rejected by merch by Amazon, I came here. You design and publish t-shirts, phone cases, and about 20 other mixed products, with each sell netting you a few bucks. They are based in Australia, and do pay-outs once a month on the 15th via PayPal. You do all of the uploading and just wait for people to find it with keywords or searches. Great if you are artistic or know how to use any creative software. This site is usually hottest for me around the holidays, but averages me about $40 a month in completely passive income after a dozen hours of uploading stuff. No ref link included.
Prolific.ac ($3,500): Based in the UK, this used to be one of my favorites because they pay in Great British Pound (GBP) which is the equivalent to 1.25x the USD. Prolific is similar to Mturk (listed earlier) in that all you do is fill out surveys. Pay is better than Mturk, but the availability of surveys is not as great. In fact, I personally haven't seen a survey in months, but see others get them often. The initial questionnaire you have to fill out is a bit long taking me about 20 minutes, but ensures you qualify for every survey they show you and will never get disqualified for not meeting the demographic. You have to hit £5 before you can cash out, but you get this after a few days of watching for surveys. Leave it open in a tab and check it throughout the day. I wish I could do this one all day because the pay rocks, but I only see a few a day. They pay out in PayPal anytime you request it and have a balance of over £5. No rel link included.
Ebay ($190): Selling goods - Worldwide - Not much explanation needed here. You buy stuff in-person low, and sell online high. Here is a $2.99 beginner's guide dedicated to flipping that covers absolutely everything you need to know (also mine). No ref link included.
PlaytestCloud ($190): Video game testing - Many countries - This is just simple game testing. It is super fun, very quick, and you get to test new games before anyone else. They send you tests for different listed devices, you download the game file, and they record your screen and voice. The only issue I have with this one is that you are only able to test 3-4 games per month, at $9-$11 each. Paid almost immediately after each test via PayPal. No ref link included.
UsabilityHub ($15): App testing - Many countries - This one lets the user take quick one or two minute surveys on your opinion of an app screen. They pay for this averages to about $.10 a minute, so it is nothing spectacular. Just leave it open in another tab and take a quick survey when you hear a new one come available. No ref link included.
UserInterviews ($50): Studies - US & maybe select others - Similar to Respondent, but with less approval when filling out the demographics for each study.
Product Testing ($1,500): Mainly US & some UK/CA - There are places online that will pay you to leave positive/negative reviews for companies or purchase products. This is actually a big business model in China and other S.E.A. countries. Personally, I already know that Amazon reviews, Yelp, BBB, and everything in the middle are at least half fake reviews; so I may as well monetize on it. If this is something that sounds interesting, here is more info.
Reddit subs($2,300): It is super simple to use Reddit as more than a social media tool or news website. Knowing the right subs to subscribe to, and what to look for, can help you make a few extra hundred bucks a month. There are a ton that you can find small or medium jobs on, but I am only going to outline the top four that have worked for me.
/slavelabour: This sub is normally dedicated to doing cheap jobs for people, at cheap rates. I have both had things done for me here, as well as completed a lot of tasks. It may seem daunting at first, with people offering $2 to write an essay (seriously though.. no homework here), but there are gems to be found. Two of my best jobs have been creating meal plans for $60, and finding the name of a book for $80.
/WOIncomeReports: A gold mine of information on different websites to check out, gift card survey opportunities, and other generally helpful tips. I have never made money directly from there, but have gotten tools that have helped make at least a thousand over the last year. This section used to be for the original Work Online sub, but that has deteriorated. This sub has kind of died recently, but feel free to contribute.
/signupsforpay: Since slave labour does not allow paying people to sign up for websites, this is where to go to make a few bucks with signups. From connecting your gas and electric information, to signing up with Acorns, I have probably made a grand total of $100 here. Nothing overly special, but $100 is $100.
/giftcardexchange: This is one of my favorites, because you can buy and sell all of those gift cards you have/want. Have a $20 gift card from a family member that you will never use? Sell it here for 80-90%. Want to buy Amazon gift cards for less than face value? Get 'em here. I do a lot of buying on Amazon, so this sub has easily saved me hundreds over the course of using it. Caution: Trade carefully.
I know this is a lot of info and a bunch of it is repetitive from my last dozen posts, but if it aint broke, don't fix it. I wanted to provide as much info as possible for the compiled post, so I took what worked and added to it. Hope it helps and Happy 2020!
submitted by SuperSecretSpare to povertyfinance [link] [comments]

Making money while in quarantine

So most of you have seen me or this guide before. But we are in a pretty dire situation all over the world and it looks like a lot of us may get laid off, fired, or just not be able to work for a while. It is pretty crazy to think that the less wealthy people of the world are going to have nothing if everyone gets locked down. Anyway, not to be an alarmist, but I am very glad I have a way to work online to at least afford the basics while all of this happens, because as of today my primary work site has closed 'indefinitely' and I am on greatly reduced work-from-home hours. Better than nothing, but not enough to survive.
I wanted to post this again to make sure I can get as many eyes on it as humanly possible so people here have an opportunity to make something if they end up getting stuck inside, laid off, fired, quarantined, etc. I am happy to answer any and all questions in PM, chat, or comment.
Before the main post, I am including the best deals or opportunities that I have found online recently. This is all stuff I have verified as working in the last few weeks. These are all 100% legit ways to get free money and most are pretty easy. I am including ref links as some of them require it, but also including non-ref where I can so nobody can say I didn't.

Top deals for March 2020

Swagbucks $28 Hulu deal
Right now SB has another deal (they always have it) where you get credits to sign up to Hulu with the $5.99 plan. It usually is between $18 and $35 when you check, as they seem to change it day to day. Since this deal has new terms, the credits might be paid out immediately or after 32 days. The credits can be used for Amazon GC or PayPal credit (both take a few days to get processed). Not only that, but you can get a $25 Amazon GC for $22 worth of points, so you can make even more. You can cancel the subscription after 8 days, but no sooner so you don't lose the points. So, five minutes of work for the equivalent of $12-$29 and a free month of Hulu. Non-ref
$25 from SoFi for opening an account and depositing $100
This one will require you to have $100 that you can do without for a few days. SoFi Money is a savings account, fee-free, 2% APY annual; so typical bank account. This deal will require you to use your SSN, link a bank account, and do a soft pull with Experian to complete. You just need to create a SoFi Money account through the link, deposit $100 to the account, and wait for a few days. This is different than most bank account bonuses because it doesn't need direct deposit, just a regular $100 deposit. After the deposit clears (1-2 business days), SoFi will instantly give you $25 bonus. After you get the $25 bonus you can pull out all $125 and close the account or keep using it. Requires ref use for bonus.
Another $100 from SoFi but for stocks
Even though most of us don't have an extra grand laying around for this deal, I will include it for the people that do. After you get the $25 sign up bonus from SoFi Money, create and fund an invest account with $1,000. Since I (and you now) already had an account, it literally took under 5 minutes to set up and fund the account. Either way you do it, SoFi will give you an additional $50 in free stock of your choice. Keep it and hope it grows, or sell it for the quick $50 profit. Requires ref use for bonus.
$50 from Chime for opening an account and depositing $200
Pretty much the same exact set up as SoFi. This one will require you to have $200 that you can do without for a few days. You just need to create the Chime account through the link, deposit $200 to the account, and wait for a few days. It says direct deposit only, but this tested and worded with just connecting a bank account and doing the deposit. After the deposit clears (1-2 business days), Chime will instantly give you $50 bonus. After you get the $50 bonus you have to wait until your new debit card arrives and is activated before you can move the money out. Requires ref use for bonus.
$50 from eToro
This is a crypto trading account. The same deal as the other ones. Fund the account using the ref link and get $50. The wait time on this one is usually around 7 business days. Requires ref use for bonus.
$10-$150 in crypto for watching videos and answering quiz questions
Pretty much just watch and answer videos for varying types of crypto. The crypto you earn will get deposited into the wallet you create, which can then be cashed out into USD. Depending on the day, you can earn up to $150 if all free tokens are available. Link is non-ref.
$10-$40 for signing up with OhmConnect
A great website if you have one of a few utility companies in California, Texas, or Toronto. OhmConnect supports PGE, SCE, SDGE, Smart Meter Texas, and Toronto Hydro. You essentially just connect your utility account, and earn points. You earn $10 after signing up and getting to a status level of Silver (took me like 10 minutes). $10 more if you connect a smart device like NEST. Requires ref use for bonus.
The following are ref links that I am putting in for a random Redditor or two, just to spread goodwill and try to give back to all of you. I get nothing from these and will be doing this for one or two random people every month. The Redditor(s) for January
Still looking
I am currently looking for ref links from other users to put here this year. I try to do new people every month, so if you have something LEGIT that can benefir you and someone else, drop me a PM.
Ok. On to the main post content. I will be using the same format I have used since 2018, with updates and any small changes needed. So if it looks familiar, that's because it is.
Hey everyone. This is an all-inclusive write-up compiling all of my past posts on how I am making upwards of $1,000 a month through the use of beermoney sites. Beermoney is, according to Urban Dictionary, "Extra money for non-essential payments, available for spending on luxuries, hobbies, or a fresh pint of your favorite draft." I use this definition, because this is (in most cases) not intended to be a primary source of income. This is a way to supplement what you already have. There is no way to know what you will make any given month, so do not count on it. My worst month I only made around $500 and my best I made over $4,000. You can also check out my post on using apps to save money and earn cash back. I need to update this post, but that is a job for another day.
As I have stated in my other posts, this is not a definitive list of everything a person can do online by any means. Do your own research on the subs I list, use Google, ask other people, and find what works for you. What I talk about works well for me, my family, and my schedule. Below I will include time requirements to make this money, provide a quick recap of the revenue streams that I have found to work, and provide payment proof for what I can.
I personally invest anywhere from 20 to 30 hours a week doing these sites, on top of my day job. Some days I will make $20 all day, and others I will make over $200. I prefer this, as opposed to a second job, because I can pay partial attention to a laptop and 'clock-out' when I want to focus on family or Netflix. This works better for my temperament and preferences.
Tech required: A working laptop, a cellphone (in some cases), an internet connection, and a fairly good amount of patience to learn. If you are in a position where these tools are not available, you can also do many of these from a library.
I put all of this info into an e-book, plus a TON of other stuff that was either written by me, or compiled from others (with their permission). Here is a link to it. If you tried even half of the stuff in the book, you would make your money back in less than a day.
The dollar amounts next to each site are what I made in 2018. I haven't made the time to update all of this, but it is substantial. In 2019 I cleared over $20,000 in additional income working online. Anyway, on to the revenue streams:
Respondent.io ($4,300): Studies - Most countries - This site allows users to screen for online or in-person surveys, interviews, and focus groups. The pay is amazing, easily averaging $125 per test. You take the qualification survey and if you score 100% on it you have about a 10% chance to get invited to take the survey by the coordinator. The site as a whole pays extremely well, but you have to fill out quite a bit of the qualification questionnaires to be invited to anything. I have personally filled out over 500 of them and have participated in about 40 actual surveys. It's more of a numbers game than anything else. Thankfully, each screener only takes me a few minutes to fill out and the pay for time invested is definitely worth it. Unfortunately, there has recently been a screener cap put in place, so choose wisely. I have made up to $300 with one hour of work doing an in person focus group. Most focus groups are done through webcam, so you don't even have to leave your house. They payout via PayPal 7 days after the activity is complete. For two of the last four years, I have used this site to find focus groups to file my taxes. They have both been paid for by Intuit. Not only do I get to file for free, but I get paid $200 to do it. I will definitely be on the look out again this year. Non-ref
SwagBucks ($775) Surveys – Majority of countries– This is more of a catch-all for stuff to do when you want to make and save money. You can do surveys, play games, and watch videos to earn points. You can also get cash back from using SB to visit and buy from different stores. You get paid in points which can be used to purchase gift cards or sent directly to PayPal. Each point is the equivalent of $0.01. Usually, SB will have deals where you can get certain gift cards for less. For example, a $20 Amazon gift card for 1800 SB points. The payout can be slow, but if you don’t mind running ads in the background, using a plug-in to save money while you shop, or killing time playing a game, SwagBucks can be a great way to earn $20 a month. Non-ref
Market Force Secret Shopping This is a new one for me that I just started a few weeks ago, but has shown to be pretty awesome so far. There are a ton of projects that I qualify near me and even a few to audit tax services. This means they will reimburse for the fee to get your taxes done, as well as pay you $75. If I cannot qualify for Respondent this year, I will be going here. You can also mystery shop fast food places, sit down restaurants, and normal shopping. All jobs show how much reimbursement you can get, as well as the flat rate. The only down side here is a pretty long wait for payment as they only pay out once a month. No ref link included.
Mturk ($3,142): Small tasks and surveys - US mainly. Confirmed also in Canada, Europe, & Aus. - I no longer do this as often as I used to, but money can still be made here. This site lets humans perform small tasks that robots still cannot do well. It is owned by Amazon. Downside is there are slim pickings on weekends and when colleges are out on vacation. I typically stick to surveys, but once in a while do batch jobs which there are more of. You have to wait a week for your first payout, which will go to an Amazon payment account. You can the get payouts one time per day after that. Approval for mturk can sometimes be a pain in the ass, almost impossible if you are not from the US, but is definitely worth it in my opinion if you can get approved. No ref link included.
Secret shopper US and Secret shopper UK ($485): In-person store evaluation - US and UK only - These links will take you directly to a sign-up page. US version populates with my ref code. Feel free to delete it before signing up, if you want. You will be taken to the app store where you can download the actual app on your phone. Essentially, you go to stores near you that are identified in the app and take pictures or videos of specific items. I like this one because I have the ability to make a few extra bucks if I am already out shopping. The pay for this one averages about $15/hr. Note: I have not tried the UK version, but it was recommended by another Redditor. Non-ref
Usertesting ($800): Website evaluation - US & maybe select others - This site allows you to review new websites and apps. The pay is usually $10 per recorded test lasting 10-15 minutes. Sometimes the pay is more, but never less. I average a few tests a week. Some weeks I will get a dozen tests, other weeks nothing. This one is great to practice your feedback skills, which open up a lot of other doors. Pay is through PayPal, one week (to the minute) after the test is complete. No ref link included.
Redbubble ($305) 25% off ref code for first order over $40: T-shirt creation - Worldwide - After getting rejected by merch by Amazon, I came here. You design and publish t-shirts, phone cases, and about 20 other mixed products, with each sell netting you a few bucks. They are based in Australia, and do pay-outs once a month on the 15th via PayPal. You do all of the uploading and just wait for people to find it with keywords or searches. Great if you are artistic or know how to use any creative software. This site is usually hottest for me around the holidays, but averages me about $40 a month in completely passive income after a dozen hours of uploading stuff. No ref link included.
Prolific.ac ($3,500): Based in the UK, this used to be one of my favorites because they pay in Great British Pound (GBP) which is the equivalent to 1.25x the USD. Prolific is similar to Mturk (listed earlier) in that all you do is fill out surveys. Pay is better than Mturk, but the availability of surveys is not as great. In fact, I personally haven't seen a survey in months, but see others get them often. The initial questionnaire you have to fill out is a bit long taking me about 20 minutes, but ensures you qualify for every survey they show you and will never get disqualified for not meeting the demographic. You have to hit £5 before you can cash out, but you get this after a few days of watching for surveys. Leave it open in a tab and check it throughout the day. I wish I could do this one all day because the pay rocks, but I only see a few a day. They pay out in PayPal anytime you request it and have a balance of over £5. No rel link included.
Ebay ($190): Selling goods - Worldwide - Not much explanation needed here. You buy stuff in-person low, and sell online high. Here is a $2.99 beginner's guide dedicated to flipping that covers absolutely everything you need to know (also mine). No ref link included.
PlaytestCloud ($190): Video game testing - Many countries - This is just simple game testing. It is super fun, very quick, and you get to test new games before anyone else. They send you tests for different listed devices, you download the game file, and they record your screen and voice. The only issue I have with this one is that you are only able to test 3-4 games per month, at $9-$11 each. Paid almost immediately after each test via PayPal. No ref link included.
UsabilityHub ($15): App testing - Many countries - This one lets the user take quick one or two minute surveys on your opinion of an app screen. They pay for this averages to about $.10 a minute, so it is nothing spectacular. Just leave it open in another tab and take a quick survey when you hear a new one come available. No ref link included.
UserInterviews ($50): Studies - US & maybe select others - Similar to Respondent, but with less approval when filling out the demographics for each study.
Product Testing ($1,500): Mainly US & some UK/CA - There are places online that will pay you to leave positive/negative reviews for companies or purchase products. This is actually a big business model in China and other S.E.A. countries. Personally, I already know that Amazon reviews, Yelp, BBB, and everything in the middle are at least half fake reviews; so I may as well monetize on it. If this is something that sounds interesting, here is more info.
Reddit subs($2,300): It is super simple to use Reddit as more than a social media tool or news website. Knowing the right subs to subscribe to, and what to look for, can help you make a few extra hundred bucks a month. There are a ton that you can find small or medium jobs on, but I am only going to outline the top four that have worked for me.
/slavelabour: This sub is normally dedicated to doing cheap jobs for people, at cheap rates. I have both had things done for me here, as well as completed a lot of tasks. It may seem daunting at first, with people offering $2 to write an essay (seriously though.. no homework here), but there are gems to be found. Two of my best jobs have been creating meal plans for $60, and finding the name of a book for $80.
/WOIncomeReports: A gold mine of information on different websites to check out, gift card survey opportunities, and other generally helpful tips. I have never made money directly from there, but have gotten tools that have helped make at least a thousand over the last year. This section used to be for the original Work Online sub, but that has deteriorated. This sub has kind of died recently, but feel free to contribute.
/signupsforpay: Since slave labour does not allow paying people to sign up for websites, this is where to go to make a few bucks with signups. From connecting your gas and electric information, to signing up with Acorns, I have probably made a grand total of $100 here. Nothing overly special, but $100 is $100.
/giftcardexchange: This is one of my favorites, because you can buy and sell all of those gift cards you have/want. Have a $20 gift card from a family member that you will never use? Sell it here for 80-90%. Want to buy Amazon gift cards for less than face value? Get 'em here. I do a lot of buying on Amazon, so this sub has easily saved me hundreds over the course of using it. Caution: Trade carefully.
I know this is a lot of info and a bunch of it is repetitive from my last dozen posts, but if it aint broke, don't fix it. I wanted to provide as much info as possible for the compiled post, so I took what worked and added to it. Hope it helps and Happy 2020!
submitted by SuperSecretSpare to povertyfinance [link] [comments]

A simple guide to begin working from home

Hello everyone. I am not agoraphobic, but was recommended here by a member that is. They believed that my work online guide could be beneficial for some of you, so I wanted to reach out and post it. I apologize in advance for any methods that include in person testing as this is mainly a copy paste from the other post. I am happy to answer any questions or give a hand where needed. Hope you all enjoy.
Before the main post, I am including the best deals or opportunities that I have found online recently. This will be updated as often as old deals die or I find something newer and better.

Top deals for March 2020

Swagbucks $15-$35 Hulu deal
Right now SB has another deal where you get credits to sign up to Hulu with the $5.99 plan. It may only be $20 or it may be $35 when you check as they seem to change it day to day. Since this deal has new terms, the credits might be paid out immediately or after 32 days. The credits can be used for Amazon GC or PayPal credit (both take a few days to get processed). Not only that, but you can get a $25 Amazon GC for $22 worth of points, so you can make even more. You can cancel the subscription after 8 days, but no sooner so you don't lose the points. So, five minutes of work for the equivalent of $16-$29 and a free month of Hulu.
$25-$50 from SoFi for opening an account and depositing $100
This one will require you to have $100 that you can do without for a few days. SoFi Money is a savings account, fee-free, 2% APY annual; so typical bank account. This deal will require you to use your SSN, link a bank account, and do a soft pull with Experian to complete. You just need to create a SoFi Money account through the link, deposit $100 to the account, and wait for a few days. This is different than most bank account bonuses because it doesn't need direct deposit, just a regular $100 deposit. After the deposit clears (1-2 business days), SoFi will instantly give you $50 bonus. After you get the $50 bonus you can pull out all $150 and close the account or keep using it.
Another $100 from SoFi but for stocks
After you get the $25 sign up bonus from SoFi Money, flip it through this link and fund the invest account with $1,000. Since I (and you now) already had an account, it literally took under 5 minutes to set up and fund the account. Either way you do it, SoFi will give you an additional $50 in free stock of your choice. Keep it and hope it grows, or sell it for the quick $50 profit.
$50 from Chime for opening an account and depositing $200
Pretty much the same exact set up as SoFi. This one will require you to have $200 that you can do without for a few days. You just need to create the Chime account through the link, deposit $200 to the account, and wait for a few days. It says direct deposit only, but this tested and worded with just connecting a bank account and doing the deposit. After the deposit clears (1-2 business days), Chime will instantly give you $50 bonus. After you get the $50 bonus you have to wait until your new debit card arrives and is activated before you can move the money out.
$50 from eToro
This is a crypto trading account. The same deal as the other ones. Fund the account using the ref link and get $50. The wait time on this one is usually around 7 business days.
$10-$120 in crypto for watching videos and answering quiz questions
Pretty much just watch and answer videos for varying types of crypto. The crypto you earn will get deposited into the wallet you create, which can then be cashed out into USD. Depending on the day, you can earn up to $120 if all free tokens are available.
$10-$40 for signing up with OhmConnect
A great website if you have one of a few utility companies in California, Texas, or Toronto. OhmConnect supports PGE, SCE, SDGE, Smart Meter Texas, and Toronto Hydro. You essentially just connect your utility account, and earn points. You earn $10 after signing up and getting to a status level of Silver (took me like 10 minutes). $10 more if you connect a smart device like NEST.
The following are ref links that I am putting in for a random Redditor or two, just to spread goodwill and try to give back to all of you. I get nothing from these and will be doing this for one or two random people every month. PM me if you want your ref link featured here. The Redditor for February is u/SirRaygun
Sign up with Qapital and deposit $1 to earn $20
Qapital is an app that wants its users to save money to prevent themselves from getting in bad financial troubles. There is a subscription cost, like 3 or 5 bucks, but if you do it quick enough, they won't bill you if you cancel the account.
All you have to do is link your checking account, and deposit a dollar into a goal to save for something. After a few business days, the $20 will be given to you which can be withdrawn to your bank account with that initial dollar. Close the account immediately after the withdraw.

Ok. Back to the main post content.

Hey everyone. This is an all-inclusive write-up compiling all of my past posts on how I am making upwards of $1,000 a month through the use of beermoney sites. Beermoney is, according to Urban Dictionary, "Extra money for non-essential payments, available for spending on luxuries, hobbies, or a fresh pint of your favorite draft." I use this definition, because this is (in most cases) not intended to be a primary source of income. This is a way to supplement what you already have. There is no way to know what you will make any given month, so do not count on it. My worst month I only made around $500 and my best I made over $2,000. You can also check out my post on using apps to save money and earn cash back.
As I have stated in my other posts, this is not a definitive list of everything a person can do online by any means and refs are included. Do your own research on the subs I list, use Google, ask other people, and find what works for you. What I talk about works well for me, my family, and my schedule. Below I will include time requirements to make this money, provide a quick recap of the revenue streams that I have found to work, and provide payment proof for what I can.
I personally invest anywhere from 20 to 30 hours a week doing these sites, on top of my day job. Some days I will make $20 all day, and others I will make over $200. I prefer this, as opposed to a second job, because I can pay partial attention to a laptop and 'clock-out' when I want to focus on family or Netflix. This works better for my temperament and preferences.
Tech required: A working laptop, a cellphone (in some cases), an internet connection, and a fairly good amount of patience to learn. If you are in a position where these tools are not available, you can also do many of these from a library.
I put all of this info into an e-book, plus a TON of other stuff that was either written by me, or compiled from others (with their permission). Here is a link to it. If you tried even half of the stuff in the book, you would make your money back in less than a day.
The dollar amounts next to each site are what I made in 2018. Anyway, on to the revenue streams:
Respondent.io ($4,300): Studies - Most countries - This site allows users to screen for online or in-person surveys, interviews, and focus groups. The pay is amazing, easily averaging $125 per test. You take the qualification survey and if you score 100% on it you have about a 10% chance to get invited to take the survey by the coordinator. The site as a whole pays extremely well, but you have to fill out quite a bit of the qualification questionnaires to be invited to anything. I have personally filled out over 500 of them and have participated in about 40 actual surveys. It's more of a numbers game than anything else. Thankfully, each screener only takes me a few minutes to fill out and the pay for time invested is definitely worth it. I have made up to $300 with one hour of work doing an in person focus group. Most focus groups are done through webcam, so you don't even have to leave your house. They payout via PayPal 7 days after the activity is complete.
SwagBucks ($775) Surveys – Majority of countries– This is more of a catch-all for stuff to do when you want to make and save money. You can do surveys, play games, and watch videos to earn points. You can also get cash back from using SB to visit and buy from different stores. You get paid in points which can be used to purchase gift cards or sent directly to PayPal. Each point is the equivalent of $0.01. Usually, SB will have deals where you can get certain gift cards for less. For example, a $20 Amazon gift card for 1800 SB points. The payout can be slow, but if you don’t mind running ads in the background, using a plug-in to save money while you shop, or killing time playing a game, SwagBucks can be a great way to earn $20 a month.
Mturk ($3,142): Small tasks and surveys - US mainly. Confirmed also in Canada, Europe, & Aus. - This is by far the one I spent the most time on and has been the best earner. This site lets humans perform small tasks that robots still cannot do well. It is owned by Amazon. Downside is there are slim pickings on weekends and when colleges are out on vacation. I typically stick to surveys, but once in a while do batch jobs which there are more of. You have to wait a week for your first payout, which will go to an Amazon payment account. You can the get payouts one time per day after that. Approval for mturk can sometimes be a pain in the ass, almost impossible if you are not from the US, but is definitely worth it in my opinion if you can get approved.
Secret shopper US and Secret shopper UK ($485): In-person store evaluation - US and UK only - These links will take you directly to a sign-up page. US version populates with my ref code. Feel free to delete it before signing up, if you want. You will be taken to the app store where you can download the actual app on your phone. Essentially, you go to stores near you that are identified in the app and take pictures or videos of specific items. I like this one because I have the ability to make a few extra bucks if I am already out shopping. The pay for this one averages about $15/hr. Note: I have not tried the UK version, but it was recommended by another Redditor.
Usertesting ($800): Website evaluation - US & maybe select others - This site allows you to review new websites and apps. The pay is usually $10 per recorded test lasting 10-15 minutes. Sometimes the pay is more, but never less. I average a few tests a week. Some weeks I will get a dozen tests, other weeks nothing. This one is great to practice your feedback skills, which open up a lot of other doors. Pay is through PayPal, one week (to the minute) after the test is complete.
Redbubble ($305) 25% off ref code for first order over $40: T-shirt creation - Worldwide - After getting rejected by merch by Amazon, I came here. You design and publish t-shirts, phone cases, and about 20 other mixed products, with each sell netting you a few bucks. They are based in Australia, and do pay-outs once a month on the 15th via PayPal. You do all of the uploading and just wait for people to find it with keywords or searches. Great if you are artistic or know how to use any creative software.
Prolific.ac ($3,500): Based in the UK, this used to be one of my favorites because they pay in Great British Pound (GBP) which is the equivalent to 1.25x the USD. Prolific is similar to Mturk (listed earlier) in that all you do is fill out surveys. Pay is better than Mturk, but the availability of surveys is not as great. In fact, I personally haven't seen a survey in months, but see others get them often. The initial questionnaire you have to fill out is a bit long taking me about 20 minutes, but ensures you qualify for every survey they show you and will never get disqualified for not meeting the demographic. You have to hit £5 before you can cash out, but you get this after a few days of watching for surveys. Leave it open in a tab and check it throughout the day. I wish I could do this one all day because the pay rocks, but I only see a few a day. They pay out in PayPal anytime you request it and have a balance of over £5.
Ebay ($190): Selling goods - Worldwide - Not much explanation needed here. You buy stuff in-person low, and sell online high. Here is a $2.99 beginner's guide dedicated to flipping that covers absolutely everything you need to know (also mine).
PlaytestCloud ($190): Video game testing - Many countries - This is just simple game testing. It is super fun, very quick, and you get to test new games before anyone else. They send you tests for different listed devices, you download the game file, and they record your screen and voice. The only issue I have with this one is that you are only able to test 3-4 games per month, at $9-$11 each. Paid almost immediately after each test via PayPal.
UsabilityHub ($15): App testing - Many countries - This one lets the user take quick one or two minute surveys on your opinion of an app screen. They pay for this averages to about $.10 a minute, so it is nothing spectacular. Just leave it open in another tab and take a quick survey when you hear a new one come available.
UserInterviews ($50): Studies - US & maybe select others - Similar to Respondent, but with less approval when filling out the demographics for each study.
Product Testing ($1,500): Mainly US & some UK/CA - There are places online that will pay you to leave positive/negative reviews for companies or purchase products. This is actually a big business model in China and other S.E.A. countries. Personally, I already know that Amazon reviews, Yelp, BBB, and everything in the middle are at least half fake reviews; so I may as well monetize on it. If this is something that sounds interesting, here is more info.
Reddit subs($2,300): It is super simple to use Reddit as more than a social media tool or news website. Knowing the right subs to subscribe to, and what to look for, can help you make a few extra hundred bucks a month. There are a ton that you can find small or medium jobs on, but I am only going to outline the top four that have worked for me.
/slavelabour: This sub is normally dedicated to doing cheap jobs for people, at cheap rates. I have both had things done for me here, as well as completed a lot of tasks. It may seem daunting at first, with people offering $2 to write an essay (seriously though.. no homework here), but there are gems to be found. Two of my best jobs have been creating meal plans for $60, and finding the name of a book for $80.
/WOIncomeReports: A gold mine of information on different websites to check out, gift card survey opportunities, and other generally helpful tips. I have never made money directly from there, but have gotten tools that have helped make at least a thousand over the last year. This section used to be for the original Work Online sub, but that has deteriorated.
/signupsforpay: Since slave labour does not allow paying people to sign up for websites, this is where to go to make a few bucks with signups. From connecting your gas and electric information, to signing up with Acorns, I have probably made a grand total of $100 here. Nothing overly special, but $100 is $100.
/giftcardexchange: This is one of my favorites, because you can buy and sell all of those gift cards you have/want. Have a $20 gift card from a family member that you will never use? Sell it here for 80-90%. Want to buy Amazon gift cards for less than face value? Get 'em here. I do a lot of buying on Amazon, so this sub has easily saved me hundreds over the course of using it. Caution: Trade carefully.
I know this is a lot of info, but I hope it helps!
submitted by SuperSecretSpare to Agoraphobia [link] [comments]

How self-driving star fell off course

https://www.autonews.com/mobility-report/how-self-driving-star-fell-course - Paywall
SAN FRANCISCO — On a rainy December afternoon, Anthony Levandowski sat on a stool near the front of a coffee shop, engrossed in his phone.
He scrolled through pictures on a website that dares users to discern the difference between images of humans generated by artificial intelligence and actual photos of humans. For the uninitiated, it’s a crapshoot. The more time spent staring at the images, the more convincing the fakes appear. Doubt seeps in. The more unnerving the game becomes.
For Levandowski, more skilled in separating what’s real from Silicon Valley creations, spotting the telltale signs of images designed to deceive is an easier task. A small discoloration. A stray hair. He has aced six in a row, and his enthusiasm spills over as he gains momentum.
“Look, look at the freckle on the side,” he exclaims, pointing to an otherwise innocuous blemish.
While he examines images with dermatological care, he’s oblivious to the gawkers and passersby captivated by the presence of the self-driving pioneer whose stints at Google and Uber remain daily news fodder. With his 6-foot-7 frame, thinning hairline and boyish smile, there’s no doubt the real deal sits a few feet from the counter where they await their lattes.
What they make of Levandowski remains a murkier question. In a region known for turning its technology wunderkinds into outsized caricatures of themselves, nobody cuts a longer shadow than the one prosecutors say stole trade secrets from one Big Tech behemoth and brought them to another.
He’s a visionary. As a college student, Levandowski entered a self-driving motorcycle nicknamed GhostRider into a Department of Defense competition designed to stimulate interest in autonomous vehicles. A technical mistake at the start spoiled the undertaking, but the chutzpah necessary to enter a motorcycle in the first place impressed friends and future employers.
He’s an opportunist. In 2011, when he led hardware development for Google’s self-driving car project, he engineered the sale of two companies, 510 Systems and Anthony’s Robots, to Google. Many members of the project were unaware Levandowski owned them.
He’s the personification of Silicon Valley’s more unseemly impulses. He’s flouted regulations in multiple states, allegedly endangered a colleague and a member of the public during self-driving testing, rankled others with an abrasive management style and hopscotched from his job at Google to Uber with at least one confidential document in hand.
Levandowski, now 40, has heard it all.
“There’s a whole narrative about me,” he tells Automotive News. “I got branded as an asshole if I said, ‘Here, how do we build something that succeeds?’ Everything comes down to this: Ideas should be challenged. Conversations about our ideas are healthy. And ultimately, we’re here to make a product.”
Over the past two years, those conversations often occurred inside a courtroom. Waymo, Google’s self-driving car unit, accused Uber of absconding with proprietary knowledge of the company’s essential lidar technology, via Levandowski, and of using those documents to accelerate Uber’s self-driving progress. The dispute was settled in February 2018, with Waymo receiving a stake in Uber worth approximately $245 million at the time.
For Levandowski, legal reverberations continued. The judge presiding over the civil suit recommended him for criminal prosecution. Last summer, Levandowski was indicted on 33 felony counts of theft and attempted theft of trade secrets. One national magazine called the case “the most prominent federal trade-secret criminal prosecution in Silicon Valley history,” one that pitted a brilliant engineer against a multibillion-dollar company and a government emboldened to use new legal tools to deter corporate espionage.
A case some observers characterized as Big Tech’s turn against innovation itself, the United States of America v. Anthony Scott Levandowski reached its crescendo this month. For all the potential implications and precedents, the outcome underscored one point: In Silicon Valley, things may not always be as they appear.
Early tensions
Following the foundational events sponsored by the Defense Advanced Research Project Agency, known as DARPA, that brought Levandowski and other roboticists together in the Nevada and California deserts during the mid-aughts, Google in 2009 launched Project Chauffeur. That was the first iteration of its foray into self-driving developments.
Ambitions were grandiose. Through the mass deployment of self-driving vehicles, Google promised nothing less than a wholesale transportation revolution, one with potential to eradicate more than a million worldwide traffic deaths every year and end the monotony of driving for everyday commuters.
DARPA alums Sebastian Thrun and Chris Urmson served as early leaders of the project, and Levandowski, who had worked on Google’s Street View project since the DARPA challenges, soon joined them as director of the team’s hardware division.
During his stint at Street View, Levandowski started a side company, 510 Systems, that engineered tools that helped turn camera-based images into data. By 2011, the same underlying technology was needed to boost Google’s self-driving car program. Whether through entrepreneurial cunning or genuine interest in helping, Levandowski engineered the sale of 510 Systems to Google for $20 million.
He sold another company, Anthony’s Robotics, to Google as well. At least initially, most Google employees didn’t understand the connections. Levandowski says he was forthright about his motives.
“I didn’t do that to cash out,” he says. “I did it to scale up.”
The acquisitions nonetheless left uneasy feelings on both sides. Once Google acquired 510 Systems, several employees of the startup were dismissed while others slotted into subordinate roles at Google. Levandowski says he regrets not advocating for the 510 Systems staff in a more aggressive manner. But for the time being, Levandowski retained the backing of Google’s senior leadership, and he and his colleagues coexisted.
That changed in the summer of 2013, following a seminal moment for the self-driving car project. Google entrusted some employees with its fledgling autonomous system for road tests, with the caveat that they understood they were responsible for monitoring the system to ensure safety. Quickly, those employees trusted the system so completely that one fell asleep behind the wheel.
Alarmed, Google scrapped its entire approach to introducing autonomous technology. No longer would the company pursue a path that included interactions between human and machine. Humans, the company concluded, must have no role in the driving process. From Levandowski’s perspective, the company learned the wrong lesson.
Levandowski reached the opposite conclusion. From his perspective, the company learned the wrong lesson from the slumbering driver.
“To me, it was perfect because it showed that we had achieved trust,” he says. “You don’t go from a great product to a hard pivot. You say, ‘Let’s fix that. Let’s detect that.’ But they’re going to take this science project that we’re doing to cure one disease, and saying, ‘No, no, let’s pull that until we cure all diseases.’?”
Tensions mounted. Soon after, he says, another project met a discouraging end.
Spawned from a need to find reliable transportation around its hometown, Mountain View, Calif., Google started its own ride-hailing network on a small scale, Levandowski says. It was called Freebird, and it resembled in spirit a San Francisco startup just beginning to upend transportation.
A new path forward
Had the project been allowed to flourish, Levandowski laments, perhaps Freebird would today be as ubiquitous as Uber. Instead, he says, Google leaders viewed the network as a distraction and shelved the project.
For the first time, Levandowski had doubts about his future at the company. He had disagreed with the self-driving-or-bust pivot, been passed over in favor of Urmson when Thrun departed and now seethed as a novel project was shuttered. Frustrations boiled. The feelings were mutual.
“With his manipulations and lack of enthusiasm and commitment to the [self-driving] project, it became clearer and clearer that this was a lost cause,” Urmson told lawyers during an August 2017 deposition at the outset of Waymo’s civil suit against Uber.
The final straw came in the summer of 2015, when Levandowski approached colleagues about joining him at a new startup dedicated to developing self-driving trucks. Word leaked. Urmson was livid. In an email to his bosses sent Aug. 4, 2015, he was blunt: “We need to fire Anthony Levandowski.”
That didn’t happen. But his departure came soon enough. By that December, Levandowski held discussions with then-Uber CEO Travis Kalanick, who would later tell Bloomberg that self-driving technology was “basically existential” for the ride-hailing network’s long-term survival.
On Dec. 11, 2015, Levandowski downloaded approximately 14,000 documents from a password-protected Google server, according to court documents. A month later, he announced his departure and the creation of autonomous trucking startup Ottomotto, known as Otto. Discussions with Kalanick continued, and in August 2016, Uber acquired Otto for $680 million.
Google was furious.
Meanwhile, Levandowski had charged into his first chance to run his own self-driving program, with little regard for obstacles. In May 2016, Nevada’s top transportation official warned Otto officials they did not have permission to conduct a driverless test on the state’s roads. Levandowski greenlighted a test run anyway.
Over the summer, company documents indicate, Otto tested a “self-driving system” in “self-driving mode” on California public roads. That was problematic because state regulations prohibit the testing of autonomous vehicles with a gross weight of 10,001 pounds or more. In December 2016, a public dispute erupted with California Department of Motor Vehicles officials after Uber, which had placed its entire self-driving program in Levandowski’s hands, began testing AVs on public roads without obtaining the necessary permits. The state ultimately revoked the registrations of Uber’s test vehicles.
“He has a willingness to take risks to advance his cause in near total indifference to what others may think of him and his endeavors,” said Randy Miller, a friend of Levandowski since their days at the University of California, Berkeley and member of the GhostRider team. “He’s a really, really smart guy who’s always been different than everyone else. He’s the hardest worker I know, and he’s completely fearless. That hasn’t served him well all of the time.”
Two months after the spat with California regulators, Waymo filed suit against Uber, alleging patent infringement and violations of the Defend Trade Secrets Act, a law passed in 2016 that allowed corporations to file civil suits against competitors. The long fall of Anthony Levandowski had begun.
Trade secrets take center stage
In June 2018, about 14 months before Levandowski’s personal legal battle would begin, prosecutors from the U.S. District Court of Northern California charged six executives from wearables company Fitbit with stealing trade secrets from a former employer. Between the Waymo settlement with Uber and now these cases, engineers throughout Silicon Valley suddenly felt vulnerable to similar accusations.
But when the first of the Fitbit cases reached trial in January 2020, a federal grand jury took less than two hours of deliberation to acquit the defendant, Katherine Mogal, of all charges, ending what one attorney called “a five-year nightmare.” Charges against the remaining defendants were subsequently dropped.
Evidence in the Mogal case centered on documents on her personal computer. In an era when so many people work remotely and outside traditional business hours, jurors could not determine what constituted stolen documents or ones that employees had merely saved on home devices in the normal course of their work.
“Companies think that if they keep information confidential, that it’s a trade secret, and that’s absolutely not true,” said Sharon Sandeen, director of the Intellectual Property Institute and professor at the Mitchell Hamline School of Law in St. Paul, Minn. “Just because you downloaded these documents, that doesn’t mean they’re trade secrets.”
In the civil case between Waymo and Uber, Levandowski’s lawyers argued the approximately 14,000 documents downloaded in December 2015 were part of automatic and regular transfers to his home computer. Waymo engineer Sasha Zbrozek, who designed the server that held the documents, had told lawyers during the course of the investigation that the files were “low value,” according to court filings.
Separately, Zbrozek would say that conducting a “checkout” of documents was common practice and that “it makes me uncomfortable that lawyers are trying to ascribe suspicion to it.”
Sandeen says there are three distinct requirements for information to be considered a trade secret: It must be a secret, not a generally known bit of knowledge; it must have economic value because of its secrecy; companies must engage in efforts to maintain that secrecy.
Further, provisions in trade-secret law allow employees to bring general knowledge with them to new jobs. Silicon Valley overall has thrived for decades with a culture that promotes such movement.
“The problem is, you have a situation like this, with some new technology or initiative, and all the sudden there’s a switch in culture,” Sandeen said. “People start getting more proprietary, and open-innovation norms that existed don’t exist anymore.”
The government’s defeat in the Fitbit trial and subsequent retreat from further cases served as a backdrop to the conclusion of Levandowski’s case. Levandowski reached a plea agreement with the same Northern California prosecutors on March 19. Headlines in publications across the country noted his guilty plea, but they did not capture the substance of the agreement.
He faced 33 felony counts related to theft and attempted theft of trade secrets. Thirty-two of those counts involved accusations related to Google’s internally developed lidar — receiver schematics, motor designs, circuit boards, calibration instructions, etc.
In the end, he pleaded guilty to a charge that had almost nothing to do with the technology Google described as a business differentiator.
Levandowski confessed to downloading 20 documents, including one called “Chauffeur TL weekly updates – Q4 2015.” Stored on Google Drive, the document was an ongoing status report of Google’s self-driving car program, containing quarterly goals and weekly metrics, according to his plea agreement. It contained his team’s OKRs — objectives and key results — and summaries of technical challenges faced by the overall program.
It was not lidar secrets, but it still carries substantial consequences. He admitted to taking the file to use for his own benefit and that he intended to use the weekly update for “the economic benefit of somebody other than the owner” with the knowledge that it would injure Google’s economic position.
“Mr. Levandowski’s guilty plea in a criminal hearing today brings to an end a seminal case for our company and the self-driving industry,” a Waymo spokesperson said. “We are successfully protecting our intellectual property as we build the world’s most experienced driver.”
In a separate hearing two weeks earlier, an arbitration panel had ordered Levandowski to pay Google $179 million in damages, upholding a ruling that he engaged in deceptive and unfair practices when he siphoned Google employees to his trucking startup. He then filed for bankruptcy.
An uncertain future
At the coffee shop in December, Levandowski declined to discuss the specifics of the charges against him. That was partially tactical; the case was ongoing. But beyond the advice of his lawyers, it seemed Levandowski viewed the wringing over his own particular fate as a distraction from a larger concern — a self-driving industry beset with problems and delayed deployment time frames.
Uber shut down its self-driving trucks division in July 2018. Cruise Automation, the General Motors subsidiary, indefinitely delayed its timeline for launching a robotaxi service in 2019. Waymo runs some autonomous vehicles without human safety drivers aboard in a geofenced area of metro Phoenix, but those are a small part of overall operations, of which the company has not disclosed the scope.
Industry lobbyists have blamed a patchwork of regulations that vary from state to state as a contributing factor to the delayed rollout of self-driving technology. But Levandowski defends the regulators he once circumvented.
“Regulators are a scapegoat,” he says. “The real problem is that it’s not ready.”
In 2008, as part of his efforts at 510 Systems, he conducted the first autonomous pizza delivery, using one of the company’s Toyota Priuses, with a police escort, to travel from the San Francisco waterfront, across the Bay Bridge and to Treasure Island. A dozen years later, he laments that not much has improved.
“I’m disappointed,” he says of the industry he helped create. “We’re far out. There’s a fundamental breakthrough that’s needed. This is not that ‘we built an airplane, and we’re figuring out the wing configuration.’ This is, ‘we built an airplane, and we don’t know how to make it fly.’?”
Such a view may not be widely accepted, but it’s no longer an outlier. This month, Toyota Research Institute CEO Gill Pratt told IEEE Spectrum that the gradient of progress has diminished and that it’s getting more difficult to solve remaining challenges. Along similar lines, Stefan Seltz-Axmacher, outgoing CEO of the now-defunct self-driving truck company Starsky Robotics, says supervised machine learning “doesn’t live up to the hype.”
Billions have been spent. Millions of testing miles have been driven, the value of which is increasingly scrutinized. Thousands of employees have been devoted to readying self-driving technology. Fully autonomous vehicles remain a bold and ambitious project, but in the meantime, there’s an intermediate step with lifesaving potential. Instead of waiting for self-driving cars, traffic deaths can be addressed today with advanced driver-assist systems.
In July 2018, Levandowski co- founded Pronto.ai, a company developing driver-assist systems tailored for the trucking industry. He stepped down as CEO when the trade-secret indictment arrived. But over the past year, his faith in driver-assist systems has only grown more resolute.
Levandowski has been accused of disregarding safety over the years. Most notably, a New Yorker article alleges a 2011 incident in which he was behind the wheel of a Google self-driving test vehicle, which boxed in a Toyota Camry. The Camry subsequently spun out of control along a California roadway, and in swerving to avoid it, the article says, Levandowski injured a colleague who was his passenger.
He bristles at the idea he’s cut safety corners, arguing he’s doing more to save lives today than those focused solely on a fully driverless tomorrow.
“Everyone who says they’re building self-driving cars for safety reasons, they’re whitewashing their efforts,” he says. “If you replace a driver, that’s a moneymaking opportunity. If you think that’s happening next week, go work on that. If you think it’s not happening for another 10 years, look at these incremental systems that are saving lives today.”
No limits
Frustrations with the pace of self-driving developments aside, Levandowski remains bullish on the long-term prospects of artificial intelligence.
When Uber fired him in May 2017, he turned his attention toward that future, diving into his self-appointed role as dean of the self-created Way of the Future, a church devoted to the worship of AI. Outsiders thought it was a prank or perhaps a means to shelter his fortune. But he says his intentions are genuine.
“AI has amazing potential that will surpass humans,” he says. “I don’t think there’s a limit to how good it will be, and I want that to be beneficial for society. The whole reason it’s a church is that it strips away financial motivations. It turns a primary motivation of ‘How can we make money?’ to ‘How can we use this to solve problems and potentially take care of the planet?’?”
If exploring those far-reaching impacts of AI are part of Levandowski’s future, he cannot yet escape the present. Sentencing is scheduled for Aug. 4. Federal guidelines suggest he will spend 24 to 30 months in prison.
“Mr. Levandowski is a young man with enormous talents and much to contribute to the fast-moving world of AI and AV,” Miles Ehrlich, his attorney, said in a written statement. “We hope this plea will allow him to move on with his life and focus his energies where they matter most.”
Recently divorced, bankrupt and an admitted thief, Levandowski has seen much of the legacy he created now in tatters. One small part remains intact: GhostRider, the self-driving motorcycle that launched his career, resides in the Smithsonian Institution.
Miller, his friend, laments all that has been squandered. But he’s reassured by the beliefs it’s only served to invigorate Levandowski and that a long road ahead remains.
“Certainly, he made a mistake with the files that has cost him a few years of his life already and will probably cost him a few more,” he said. “In a certain way, that’s humbling. At the same time, he is who he is. He’s not going to get out and take a job at a coding desk. Day one, he’s going to be right back at it. Knowing him, I don’t think this is the final chapter at all.”
submitted by jocker12 to SelfDrivingCarsLie [link] [comments]

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